4/10/2020 — New Features — Health Insurance Special Enrollment Opportunity, COVID-19 Relief Page, Payroll Protection Program (PPP) Report, and More

Access COVID-19 relief information and resources directly in Justworks

Hello and welcome to Changelog, your weekly roundup of everything new in Justworks. In this week’s edition, we have new features to help your business navigate COVID-19 government relief programs and new resources for your team, including a new crowdsourced list of resources for the recently unemployed.

1. Aetna & Kaiser Permanente health insurance Special Enrollment Opportunity
2. New COVID-19 relief center in Justworks
3. Payroll Protection Program (PPP) report
4. Generate a PEO letter directly in Justworks
5. Opt-in to the employer-paid Social Security tax deferral relief program outlined in the CARES (Coronavirus Aid, Relief, and Economic Security) Act
6. New COVID-19 Resources

1. Aetna & Kaiser Permanente health insurance Special Enrollment Opportunity

In response to COVID-19, Aetna and Kaiser Permanente have opened a Special Enrollment Opportunity for benefits eligible employees. This opportunity is specifically designed to provide new access to medical insurance for your employees and their families during this crisis. It has no impact on your company’s regular Open Enrollment period.

Employees can do the following:

• Benefits-eligible employees who did not previously enroll in medical insurance can elect coverage for themselves and their dependents
• Employees who are actively enrolled in medical insurance can add dependents onto their existing plan without a Qualifying Life Event (QLE)

The Special Enrollment Opportunity can be completed directly in Justworks by clicking ‘Benefits’ under the ‘You’ header.

2. New COVID-19 relief center in Justworks

There’s now a central place in Justworks you can look to for information on COVID-19 government relief opportunities. In the relief center, you can:

• Learn more about the various government relief programs your business may be eligible for
• Navigate to all of the CARES Act and Families First Coronavirus Response Act (FFCRA) relief programs your business can set up directly in Justworks
• Read our latest help articles and blog posts on COVID-19 government relief programs

Admins with ‘Edit company settings’ and ‘Make payments’ permissions can access this page by clicking ‘COVID-19 relief’ from their Justworks dashboard.

3. Payroll Protection Program (PPP) report

We’re excited to launch a new Payroll Protection Program (PPP) report to help your business calculate your average monthly payroll costs for your PPP loan application. The report pulls your eligible payroll costs recorded in Justworks so that you can more easily calculate the maximum loan amount for your PPP loan application.

There are many factors that affect how your business may calculate its average monthly payroll costs. For more information on how to use the PPP report for your loan application, please check our help center article.

4. Generate a PEO letter directly in Justworks

In addition to the PPP report, admins can now download a personalized PEO letter from Justworks to include in their PPP loan application. A PEO letter describes a company’s relationship to Justworks as a PEO and may be helpful to lenders assessing your loan application.

You can find the PEO letter on the PPP report page described above in Justworks.

5. Opt-in to the employer-paid Social Security tax deferral relief program outlined in the CARES Act

The CARES Act offers eligible small businesses the opportunity to defer employer-paid Social Security taxes from March 27, 2020 until December 31, 2020. You can set up your Social Security tax deferrals directly in Justworks. If you choose to opt into the Social Security tax deferral, your business will then be required to pay back the deferred taxes in two installments, 50% at the end of 2021 and the remaining 50% at the end of 2022.

Please note, employers who direct Justworks to defer their Social Security taxes are not precluded from seeking loans under the Paycheck Protection Program (PPP), but, deferring Social Security taxes will make your company ineligible for loan forgiveness under the PPP.

To learn more about deferring your employer-paid Social Security taxes, check out our help article.

6. New COVID-19 Resources

At Justworks, we’re working to cut through the noise to deliver you accurate, trustworthy information. Here are new resources released this week to help you and your team:

• Resources for the Recently Unemployed [Crowdsourced List]
• Families First Coronavirus Response Act (FFCRA): Paid Leave During COVID-19 [Blog]

As always, we’re here 24/7 to help. Make sure to tune into our COVID-19 Resource Center for our latest updates.