Welcome to Kinsu

We’re on a mission to change the way people think about insurance coverage. The entire purpose of insurance is to cover, protect, and uplift communities when they need it the most. By purchasing a policy from Kinsu, you’ll be giving back to the community every time you insure things like cameras, phones, or even a record collection. And thanks to StreetLink — our UK based charity partner — every policy purchased directly aids in helping rough sleepers find safe, secure spaces. Consider it an insurance policy for the socially conscious generation.

Uplifting our community

The idea of transferring or distributing risk among friends and neighbours is not a new concept. In fact, people have been sharing the load since the 12th century. And although ancient forms of insurance have since modernised, the goal should still be to help our neighbours when they need it the most yet modern insurance doesn’t always work the way it should. Insurance is the essence of the shared economy at its purest form. That’s why Kinsu offers coverage that actually works the way you need it to.

We know accidents happen which is why we offer a range of coverage for gadgets, bicycles, and home contents (a.k.a. all your things) in case of theft, loss, water damage, or even accidental damage. Your Kinsu coverage will also follow you wherever you go meaning any items covered can be protected even when you’re on holiday or simply commuting across the city.

How insurance should be

Kinsu was created with you in mind making the process of assigning value to your things quick and simple. The Kinsu app lets you build a quote, adjust your policy, or begin the claim process as long as you have access to wi-fi. We won’t even ask you to list every item you own. You’ll also have the freedom to cancel or adjust your policy at anytime.

The Kinsu promise

Insurance companies often make loads of unrealistic promises or rely on shiny gimmicks to get your attention. But our commitment to providing coverage for the things you care about remains our top priority. No grey areas. No nonsense.

Claims: We always look for ways to pay out not wriggle out and if there’s any grey areas we pay.

Premiums: We will never raise your premiums just because you made a claim.

Community: Kinsu is a British tax paying, socially responsible corporation. Essentially, we are committed to bettering our communities through the work we do.

Flexibility: Billing works as a monthly payment. You can cancel at anytime.

We’re here to change the way you feel about insurance. We hope you’ll join us.