Kozjin: An all-encompassing payment ecosystem

Kozjin
Kozjin
Published in
3 min readMay 22, 2019

Kozjin aims to be the global FinTech solution to existing payment problems, with an initial focus on the real estate market, by providing solutions such as a mobile app, quick exchange and a physical Kozjin debit card. Follow our journey here.

In today’s digital age, everything needs to be fast, efficient and secure, especially for huge transactions such as property sale. To an advanced society that demands instant feedback, making payment using crypto is still, unfortunately, a cumbersome task. However, the solution of having a platform facilitating smooth crypto payments and transactions is just the bare minimum.

We believe the key to achieving a successful crypto platform starts with mass adoption that creates a ripple effect. Here at Kozjin, we have placed our emphasis on nurturing an entire ecosystem of onboarding merchants. Only through merchants with a growing community of existing users, will it encourage more people to adopt using cryptocurrency. Through our merchant partnership programme and payment platform, we are introducing more stakeholders onboard this ecosystem which then encourages non-crypto users into accepting and using crypto. Think about point systems and rewards — they function in the same way.

In this huge ecosystem which we are already building, there are many stakeholders involved — ranging from business owners to property investors. So, how are these stakeholders interlinked through our ecosystem?

Everyday Users

Illustration of digital wallet on Kozjin app

Token holders are able to spend their Kozjin tokens (KOZ) in this ecosystem easily with the use of Kozjin wallet, card and our quick exchange. Currently, users are able to use the Kozjin app on iOS and Android to store and transfer BTC and ETH. Besides that, users are also able to chat with friends and perform P2P transfers of selected cryptocurrencies after passing KYC.

Merchants

Kozjin physical cards as a mode of payment for merchants

Merchants are able to have their transactions facilitated via the use of smart contracts within the Kozjin ecosystem. Merchants can also accept multiple payment methods, either in specific cryptocurrencies or fiat through the user’s Kozjin app wallet or Kozjin physical card.

Stakeholders in real estate

Kozjin property platform ecosystem processes

As shown above, the process of purchasing or selling a property is streamlined to a single action for each ecosystem user. The utilization of KOZ enables instant, efficient and cost-effective global transactions. An entire transaction can be completed within a day compared to the weeks it usually takes in a traditional real estate transaction. The real estate industry is the first vertical which Kozjin has integrated — with our network of users and leaders within Kozjin, we will be expanding into more verticals and industries in the future.

At Kozjin, we strongly believe that mass adoption is the key to ensure the survival and utility of any cryptocurrency ecosystem.

Last but not least, take a look at our exclusive videos on how our team envisions Kozjin to be.

KOZJIN through the Lens of the Team
Interview with our Taiwanese representative
Interview with our Japanese representatives

We welcome people from all walks of life, industries and experiences — let us hear what you think and be part of this journey.

Join us on Telegram!

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