Making money comes down to changing the way you think about it

We all want to get rich quick, but the secret to that has more to do with how we think, not what we do.

E.B. Johnson
Nov 7, 2019 · 15 min read

by: E.B. Johnson

here is, perhaps, no topic more exciting or more horrifying than money. We all use money, and it forms the basis of most of our daily interactions. It touches the food we eat, the clothes we wear, even the friends and family we find ourselves surrounded with. Money impacts everything, but most of us are so horrified of it that it paralyzes us. Right into a state of perpetual brokeness.

Making money doesn’t start with some million-dollar idea, and it doesn’t (usually) start with a silver spoon or a strike of lightening or anything else like that. Unless you’re a trust-fund baby, creating wealth starts with creating the mindset you need to thrive. Only by shifting our thoughts around money can we inspire the action we need to take to get our hands on it. Money isn’t some mystical, cosmic deity; nor is it an unattainable measure of worth. It’s a means of exchange and one we can attract into our lives exponentially when we realize our own internal power and worth.

Why it’s important to reshape the way we think about money.

Money is one of the most important aspects of our society, and it permeates every single thing that we do. Think about it. There isn’t a single task that you do in a day that doesn’t somehow involve money. The dog you walk costs money, the clothes you wear cost money; the food you eat and the pastimes you keep cost you money. Literally everything we do costs money, but some of us still have completely negative relationships with it.

Though there are a million and one get-rich articles and schemes out there that will tell you the “secret” to making money. They’ll give you all kinds of steps and hoops and hurdles to jump through, but the only real hurdle we have to jump through is the one we create in our minds. The primary reason so many of us struggle to break out of the “brokeness” we find ourselves in is that we have a completely fearful and hateful relationship with money — and that leads to a denial of a number of opportunities.

By shift the way we think about money, we can create positive beliefs which then — in turn — inspire positive behaviors. These behaviors not only align with the vibrations we’re seeking to attract in our lives, they create new opportunities and outcomes that we might otherwise have been too angry and sad to see (hello, depression). Money isn’t the secret to happiness, but it does give you the option and opportunity to pursue the things that do bring you happiness. There’s no secret to it. If we want to attract mega-millions, we have to align our beliefs and behaviors to the activities and actions that will bring us that money.

The most common money hang-ups (that keep you poor).

It might sound crazy to you, but our thoughts really are the first place we start the process of making the cash we need to thrive. When our thoughts are aligned with what we truly want, we create happiness and positive energy in our lives that inspires us to make beneficial changes. Getting to that point takes getting past the multitude of hang-ups we have surrounding money, however; and that’s something that starts with understanding.

Rich people are all horrible people

We live in a strange time, where the divide between the rich and the poor seems to be getting bigger by the day. Horrendous crimes continue to be perpetrated by the rich against the poor, and that can do a lot to shape how we see money. Believing, however, that all rich people are garbage makes you then start to reject the possibility of wealth in your own life — something that is both limiting and self-defeating. Just because you’re rich doesn’t mean you’re bad. Money doesn’t change you unless you allow that to happen.

Material living is a fools game

Sure, there is much to be said against and overly-material life, but there is nothing wrong with being comfortable. Often, in our warped sense of financial gain, we see money and material goods as some kind of anti-spiritual evil. To many, to gain material wealth is to lose their soul, but that just isn’t true. Having a million dollars in the bank doesn’t mean you have to fill your closet with Gucci and start taking private jets to the dentist. It does mean you can take care of your family without stress, however, and ensures you can contribute to the people and causes that mean the most to you.

Money won’t make you happy

This is one that seemingly gets thrown quickly in the face of anyone who aspires to a life lived in a bracket above the one they now inhabit. We’ve been brought up to believe that money doesn’t make you happy, but that’s not entirely true. While money itself won’t make you happy, what it will do is give you the opportunity, time and power to pursue the things that do make you happy. Sure, you can’t eat money and it won’t keep you warm — but it will allow you to buy those things; and it will allow you pursue whatever you want, be that art or traveling or nothing at all.

You can’t (or shouldn’t) make money doing what you love

Says who? This is one of the silliest and most self-limiting beliefs we have about money, and it’s one that causes us to close the door on a number of opportunities that might have otherwise made us A) happy and B) a lot of money. When you’re really attracted to something, it’s a sign it might be something you’re good at. When you’re good at something, there’s money in it…and joy too.

The kind of money you need is out of reach

Though we’re living smack dab in the middle of a technological and social revolution, we often leave ourselves stuck in the castes of the past. One of the most common ways we shut the door on money, is by chaining ourselves to the belief we are not worthy of, or able to, make the kind of money we need to thrive. This, of course, isn’t only not true, it also causes us to stay frozen and turn down really fantastic opportunities that bring with them the level of money you believe you need to live the life you want (hint: there’s no wrong answer).

Money = stress or trouble

A lot of us carry many nonsensical and borderline insane superstitious thoughts around money and one of those is that is equates to stress or trouble. While having a lot of dough can lead to a much fuller life, it doesn’t take control or cause things to become bigger or more frantic than they are right now. Think about it. How much stress and trouble do you face on a daily basis now? Do you really think an extra $100K in the bank would make it worse? You might feel silly if you really investigate that thought (more on that below).

Wanting money makes you shallow

For some reason, many of us associate a desire for money with a certain shallowness or greed. That’s a strange one when you break it down, as money is little more than any other necessary physical good in this world. We don’t find it strange to want toilet paper or a good pair of socks or a good jacket. That’s why it’s important to see money for what it really is so you can stop distancing yourself from it at every possible turn.

Signs money is knocking at the door

There are a number of signs that we have an opportunity to make the cash we’re chasing, but our negative thoughts cause us to either shut those opportunities down, sabotage them, or miss them altogether. By learning how to spot the signs that a door is open, you can better shift from a desperation mindset to a bountiful wealth mindset.


Our intuition is the mother-figure that never leaves our side, but we ignore her more than we listen to her. When you get that feeling in your gut that something is just right, it’s a sign from your subconscious self that you’ve got the chance to do something that will be both eye-opening and potentially profitable for yourself and your family.


Synchronicity happens when something seemingly related happens to an event that is seemingly unrelated. For example, if you think of an old friend you haven’t spoken to in years and then they call you on the phone. It’s one of those “meant to be” situations but more than that it’s an opportunity that we can use to our advantage when our thoughts are in the right place to see the chance.


Inspiration is that lightening strike from within that drives us to pursue something that stokes our passion. We can be inspired creatively, but we can also be inspired in our careers, our relationships and even our internal lives. Though that inspiration might be triggered by an external event, it always comes from within and almost always inspires action that brings with it a positive benefit.


We shy away from our desires a lot, and it’s a shame, because in many ways they are the universe guiding us toward what truly suits us. Learning how to accept our desires and use them to our benefit can create opportunities that allow you to excel financially. When we want something, it pushes us to do more and do better; and it can also encourage us to pursue things that we are more naturally suited to.


Coincidence isn’t just coincidence. It’s our internal desires coming face-to-face with opportunity, and it’s ultimately down to us to choose how we proceed. Coincidence is a door, and it feels as though it’s cosmically ordained because it’s so in line with what we’re good at or what we want to do. When we’re mired in negative thoughts about money, however, we often sabotage these opportunities and shut them down before we have a change to do something with them.

The best techniques for reshaping the way you approach money.

With money, you have to think about it differently so you can create opportunities to receive it. It’s not about changing your karmic vibrations; it’s not about transmuting your sins or right and wrong. Attracting the money we want is simply about aligning our thoughts and words with the actions we need to take to get what we want. We can do that using some introspection and a few basic techniques.

1. Learn how to quiet your mind

The first step in reshaping any thoughts we have is stilling our minds. Only when we learn how to quiet our brains can we take a step back and efficiently analyze our thoughts and the way they affect our quality of life. When we still ourselves, we can see things for what they are and then come up with pathways for creating the opportunities we need to succeed.

Incorporate a mindful meditation or journalling process that allows you to take some time alone and get in touch with your thoughts and your feelings. Take a hard and honest look about how you really feel about money and why. Likewise, analyze how those feelings might have caused you to self-sabotage or deny yourself potentially profitable opportunities in future.

Note the roots of your negative thoughts, and note too the really rational way those issues could be addressed (with money). Ask yourself deeply probing questions and get comfortable with facing up to things the way they are. That will better enable you to move on to the next step, which requires a lot of even deeper exploration and a willingness to get up-close-and-personal with the uglier aspects of why we feel so bad about money…and not having it.

2. Investigate negative thoughts automatically

Once you’ve become more aware of the negative thoughts and feelings you have surrounding money, you can become more aware of where those thoughts come from. This awareness makes us better equipped to take action in our lives, manifesting and attracting the kind of people and opportunities that allow us to then grab hold of that cash we really, really need.

After you’ve become aware of your hang-ups, face up to them. Journaling is a great way to do this, and a great way to start taking action where there’s only been inaction. Every time a negative thought about money comes into your head, question it, and question where those emotions and negative reactions come from. Is money really the devil? Or does it just make you nervous because every time mommy and daddy brought it up, someone got hit?

Becoming aware is only as good as the investigation we then apply to that awareness. Deep delving into our more reactive responses to money can often reveal a whole other range of memories and experiences that have little-to-no relation to money, but still force us to self-detonate. Really dig into the meat of why finances make you feel bad and recognize the mental roadblocks so you can start kicking them over.

3. Tap into your universal faith

Every “let’s make money” article comes with a dose of spiritual nonsense, and this is as close as this one will come to that topic too. There is a certain amount of faith that’s required in striking it rich, but it’s not a faith in an almighty — it’s a faith in self. It’s the faith in knowing that you are worthy and that you are capable. But it’s also the faith in knowing that if you take action good things will (eventually) follow.

Tap into that universal, almost cosmic, and childlike faith in yourself; have a little faith in the universe and the fact that it wants you to thrive as a creature of its creation. Understand that your passions and the things the draw you in are attached to your true purpose in the cosmos; use it to unlock what your want, and use it to unlock the confidence that enables you to meet or exceed your dream financial goals.

You don’t have to believe in some god or some karmic law in order to make it big. You don’t have to become a celebrity or come up with a “save all of humanity” invention. You just have to know that you have a right to want the things you want; and you have to know that you are more than capable and deserving to have the ultimate wealth that you seek. No millionaire or billionaire in existence is special. They’re just someone who decided they were going to go after what they wanted — and they eventually got it.

4. Bust yourself

There’s an incredible book by author and life coach, Jen Sincero, called You are a Bad Ass at Making Money, and it details a 4-step plan for reshaping the negative way we approach cash and our thoughts surrounding it. This plan comes down to “busting” those thoughts, or actively silencing them and repurposing them in a way that makes it easier for us to succeed.

First, you have to just look at your fears and “bum-rush” them right in the face. You have to take a giant leap before you get to scared to move at all; in short, you have to take action before getting too caught up in thought. Next, you have to address the literal way you talk about money. If you’re always b*tching about “rich people” and whinging about being broke, your mind will forever be centered on the dark-side and it will align with actions that keep you broke. Getting rich means taking advantage of opportunity, and that starts by aligning our words with our deeds.

After you’ve had a chance to break out of the fear and address your speech, you can start shutting up those lack-thoughts before they damage your plans. Rather than spouting off at the mouth, just shut-up that inner critic that thinks all rich people are evil and all broke people are noble. Visualize who you want to be, focus on the good things that make you feel like you’re moving in the right direction, and leave the rest alone. For the final step, sit down with yourself and have a good, long talk. Do you want to be the person forever blaming a slip of paper for your misery? Or, do you want to use that paper to get you where you want to go?

5. Start thinking of tasks in terms of cash

Time for a personal lesson. One of the best tricks my business mentor ever revealed to me was the act of thinking about our actions in terms of cash. This transformed my productivity, and it also transformed the way I viewed the actions I was taking. When we think about ourselves in the terms of who want to be, we start to value ourselves differntly. This shift in valuation changes the way we see ourselves, and it changes the way we approach the action we’re taking.

Ask yourself, if you were the ideal version of yourself: what would your time be worth? Really think about it. If you had all the money in the world, what would you pay for someone to do the things that you do, or the things you don’t want to do? Imagine you’re a multi-millionaire. What tasks would be below you and what tasks would be worth your time? Think of them in $10 tasks and $1000 tasks. Where is your time best spent?

Thinking in these terms gives us confidence, but it also helps us to prioritize what’s important. Tasks worth $1000 are clearly more important tasks, with more nuance and potentially more demand. They’re the one with (potentially) bigger rewards too, and bigger payoffs when we manage to pull them off — something that’s often more likely than we give ourselves credit for. When we start thinking of our actions in terms of cash, it shifts how we perceive not only money but the way in which we use it, interact with it and even see. It’s a powerful shift in perspective that has some transformative results when we stick with it.

6. Re-channel negative beliefs

If you’re still struggling to reshape the way you’re thinking, you can engage in active exercises that help you to re-channel those beliefs into thoughts that are more conducive for what you’re trying to achieve. Though this takes some practice, it’s quite and easy skill to master over time. It also has some major results, and can really help resolve and leftover hang-ups you might have surrounding money, cash flow or scoring the wealth you want.

Sit down and write out a list of all the reservations or negative feelings you have surrounding money. They might include things like superficiality, fear of debt, fear of never having enough, or even the belief that you’re not smart enough or “together enough” to make the kind of money that you need. State the thought plainly, and then ask yourself the inverse question. For example, if the thought is, “money can’t buy happiness” ask yourself, “what makes me happy?”

Write down all the things that make you happy. Then, in another column, write down all the ways in which money could help you do those things. Consider, too, all the ways money would allow you to help or assist those you love. Use these revelations to then reassess the negative feelings you’re having. If money could help you do all the things that are so important to you, why are so repulsed by it? When we really get brutally honest with ourselves, we often realize that the reasons are more silly than they are countless.

Putting it all together…

Creating wealth starts with creating the mindset you need to thrive. Only by shifting our thoughts around money can we inspire the action we need to take to get our hands on it. Money isn’t some mystical, cosmic deity; nor is it an unattainable measure of worth. It’s a means of exchange and one we can attract into our lives exponentially when we realize the power of both our thoughts and our internal environments.

If you want to get “rich”, learn how to quiet your mind and become aware of the thoughts you harbor around money. Investigate your negative thoughts automatically, and really dig into the reasons you sabotage your change to be financially secure. All the money that we need is out there, and there is more than enough to go around. That takes a great deal of confidence to accept, however, alongside the realization that you are both capable enough and worthy enough to thrive. When you feel the negative thoughts (or words) creeping in, shut them down and bust yourself. Think of your actions in terms of cash, and aim to spend your energy in areas with the type of financial rewards you’re honestly looking for. Only when we learn how to re-channel and reshape our negative money thoughts can we start to create the positive actions we need to gain. Kickstart that action by mastering your thoughts to manifest the life you want.

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E.B. Johnson

Written by

Author | NLP-MP | I write about relationships, psychology, and growth. Founder @ Dragr App. New Book: Relationship Renovator — available March 29th.

LV Development

Improve your relationships, your state of mind, and your future — from the inside out.

E.B. Johnson

Written by

Author | NLP-MP | I write about relationships, psychology, and growth. Founder @ Dragr App. New Book: Relationship Renovator — available March 29th.

LV Development

Improve your relationships, your state of mind, and your future — from the inside out.

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