Photo: A village in West Java (captured from a train in Jakarta to Bandung, Indonesia)

Garuda Digital Alliance: Beyond Startups Partnership, A Story of Friendship

Digitization — The rock foundation of exponential growth

Spark Perreras
Feb 2 · 3 min read
Figure 1–6D’s of Exponential Growth
Figure 1–6D’s of Exponential Growth
Figure 1–6D’s of Exponential Growth

Any technology that becomes Digitized (our first “D”) enters a period of Deceptive growth. During the early period of exponentials, the doubling of small numbers (0.01, 0.02, 0.04, 0.08) all basically look like zero. But once it hits the knee of the curve, you are only ten doublings away from 1,000x, twenty doublings get you to 1,000,000x, and thirty doublings get you a 1,000,000,000x¹. Let us focus on the first “D” because Digitization serves as the solid rock foundation of all exponential growth.

Figure 2–The Four (4) Industrial Revolutions²

Before an industry can harness the benefits of The Fourth Industrial Revolution’s technologies, such as artificial intelligence, augmented reality, robotics, and 3-D printing, etc., data must be digitized, which is the result of the Third Industrial or Digital Revolution fueled by the cloud technologies. Exponential growth is in developing countries like the Philippines and Indonesia, where industries such as rural banks, schools, and socialized housing, in which almost all of its data are still not digitized. Take, for example, the problems that PearlPay and JetSchool are solving.

The bigger the problem, the bigger the opportunity. Let’s examine what problem is PearlPay solving. There are more than 1,600 BPR (Bank Perkreditan Rakyat or rural banks) in Indonesia, with more than 4,500 branches and more than 10 million existing bank customers. Almost all rural banks were trapped using the passbooks, which is a paper-based technology. As aforementioned, digitization is the solid rock foundation of exponential growth, and what an impeccable timing would be to digitize the rural banks today in conjunction with the high mobile internet penetration rates.

Jetschool is a school management app that manages online tests, attendance, finance, scores, library, etc.

Jetschool was elected as Top 10 Tech Startup to Watch in Indonesia by Tech In Asia in 2017.

Garuda Digital Alliance Ceremonial Signing (Jan 20, 2020) at Bandung City, Indonesia — Photo (from left to right): Najib Yusuf (Founder and CEO, JetSchool), Hafizh Mulia (1001Teras), Kenny Dewi Kaniasari (Head of Culture and Tourism Office, City Government of Bandung, Indonesia), Spark Perreras (Group CEO, PearlPay), Atty. Jay Masangcay (Director and Chief Legal Counsel, Pil-Chi Telecoms Inc.), and Shadman Sadab (CEO, Future City Summit)

Life as a startup, especially those with less than three (3) years, is about survival. One of the keys to surviving is to ally and to help each other through stormy weather. But life itself is not all about survival, but having a sense of purpose and develop a friendship with the people that we can grow with, people that will help us become a better version of ourselves.

I am pleased to share some of the initiatives of the Garuda Digital Alliance.

  1. PearlPay shall be the payment technology engine and provider to the digital payment service and product of JetSchool (JetPay).
  2. Future City Summit (in partnership with the City Government of Bandung, Indonesia “Urban Data Lab”) will be providing a FREE co-working space for two (2) years for the members of the Garuda Digital Alliance.
Future City Summit Stakeholders at the Musem of Bandung, Indonesia

The Garuda Digital Alliance sees a world of digital inclusivity, where all communities are participating and thriving in the digital economy. The challenge of digital inclusion is enormous, but it is also a blessing to have this rare opportunity.

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  1. Ismail, Salim, Michael S. Malone, and Yuri Van Geest. EXPONENTIAL ORGANIZATIONS. New York, NY: Diversion Books, 2014.
  2. Klaus Schwab —


Launchgarage was built on a philosophy of innovation from the grassroots and the spirit of open collaboration.

Spark Perreras

Written by


Launchgarage was built on a philosophy of innovation from the grassroots and the spirit of open collaboration.

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