Overdraft

James Stowe
Life and Love In Lyric
1 min readAug 9, 2018

I’m beyond tapped out.

My debt has debt

There’s not even lint in pockets

The only thing in my palm is sweat.

I’m maxed out and overcommitted

Spent, cashed, broke, skint, ass out and belly up

I’m so far in the red that no loan could save me.

I told my ex are you shitting me

When she asked to go half on a baby.

There’s collectors around every corner and three letters haunt all my dreams.

A raise would get me break to zero, maybe

Though I’m fresh out of get rich schemes

At this point you’re probably wondering why I’m here and not out begging for a spare buck

What keeps me going, when I can see in my bank account is a single….red…fuck.

Instead of focusing on the piano above me and sound of fraying rope

I focus on the things I love, and the ones who give me hope.

I put love into the universe and hope it gives it back

I pay it forward into eternity

And hope that time will bring me a stack.

I might not have your money for awhile

My finances are in disarray

But I’ll pay you love as interest

A little bit more each day.

Kindness and positivity

Empathy and compassion too

And if that’s not enough for you

Fuck you very much

I’ll let you know when my check comes through

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James Stowe
Life and Love In Lyric

My coping mechanism. My writings are about love, hope, politics and everything in between. Maybe it'll be the same release for you or maybe just worth a smile.