7 Questions You Should Be Asking about Your Home Insurance

Make sure you get just what you need to keep your investment safe.

Jason Aro
Jason Aro
Oct 21 · 3 min read

When you buy a home, you want to make sure it’s protected along with everything in it. Since it will probably be the most expensive thing you’ll ever purchase, it’s imperative that you have homeowners insurance. But how do you make sure you’re protected for everything that should happen to your home throughout the years you’ll own it?

You need to shop around and be sure to ask a lot of questions about what the policy has to offer, to make sure you get just what you need to keep your investment safe. Here are the questions you should ask your insurance agent about any potential home insurance policies you are going to purchase.


1. Will the policy cover the market value of the house or replacement value?


2. What are the limits, if any, that the policy will pay for items in the home?


3. Are there any events that the policy will not cover?


4. What are the limits for slip and fall type accidents?


5. What are the monthly premiums?


6. What’s the deductible?


7. Can you receive a discount for multi-policies?

Insuring your home and all of your belongings is going to save you a lot of headache in case of damage or theft. By asking these questions, you’ll be sure to know exactly what you’re protected against.

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Jason Aro

Written by

Jason Aro

I write articles that help readers quality of life. 10+ years in digital media. Recording Academy/ASCAP Member, Music Producer (www.KloudNineMusic.com)

Live Your Life On Purpose

Get Purpose. Get Perspective. Get Passion.

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