5 Reasons Why Choose Bajaj Finserv Personal Loan in India

Pardeep Sharma
Loan and Banking in India
2 min readJan 22, 2020
Personal Loan

Loans have become an integral part of financial planning. A personal loan is the best way to fund a wedding, higher education expenses or any financial need/emergency. Now you can also apply online for a personal loan in India.

There are many leading banks and financial institutions providing loans on attractive offers. One of them is Bajaj Finserv. Here are some of the reasons for which you can opt to avail a personal loan in India from Bajaj Finserv.

1.Collateral-free loan

Bajaj Finserv provides a collateral-free personal loan. You do not need to pledge any asset as a security to avail a personal loan from Bajaj Finserv. As such, documentation is also minimal.

2. Easy process

You can apply online for a personal loan in India from Bajaj Finserv. The loan approval process is quick and simple. The loan amount is being transferred immediately to your account on approval of loan application. The whole process is time-saving and hassle-free.

3. High loan value

High-value personal loans are available on affordable interest rates. When you apply for a personal loan with Bajaj Finserv, you can avail a loan amount of up to Rs.25 lakh. The loan amount sanctioned depends on your eligibility criteria. You can use a loan eligibility calculator to determine your eligibility and apply accordingly.

4. Flexible loan tenor

You would always like to take a loan that you can repay without disturbing your monthly budget. A personal loan from Bajaj Finserv comes with a flexible loan tenor that extends up to 60 months. With such a flexible loan tenor, you can choose an EMI that fits into your monthly expenses.

5. Flexible and easy repayment terms

There is flexibility in repayment terms of a personal loan by Bajaj Finserv. You can make pre-payment of the loan or go for fore-closure of loan account at minimal charges.

Bajaj Finserv presents pre-approved personal loans offers, home loans and many more.

You can check your pre-approved loan offers by sharing some basic details such as your name and mobile number.

Must Read: Bajaj Finserv personal loan in India

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Pardeep Sharma
Loan and Banking in India

An experienced financial analyst, researcher & writer. I have done MBA in Finance. I have worked extensively in the finance sector.