Aadhaar Card Loan: Simple Steps to Avail a Loan with Aadhaar Card for Your Business

Pardeep Sharma
Loan and Banking in India
2 min readApr 28, 2021

Do you have an Aadhaar card, and you want to apply for a personal loan using the document? If yes, you can apply for a personal loan on Aadhaar card.

However, not everyone is aware of the steps to do that. Go through this post and know easy steps to apply for a personal loan on Aadhaar card!

Here’s how you can apply for a personal loan on Aadhaar card

  1. The first thing to land on the website of the lender that you wish to apply for the personal loan on an Aadhaar Card with. Only select lenders may let you do that. Thus, you also need to check if they are fine with a personal loan on an Aadhaar card.
  2. You will need to go to the personal loan page and press the ‘Apply Now’ button.
  3. Provide your personal, professional and financial details in the online loan application form.
  4. The agent of the lender will get in touch with you to complete your background verification.
  5. You will be asked to submit your Aadhaar card and other relevant documents as required by your lender. It will complete the online personal loan on Aadhaar card application process.
  6. If everything is good to go, you can get loan approval faster. Leading lenders may disburse the loan money into your bank account within 24 hours*.

You will also need to prove your eligibility for the loan. Being aged 23–55, a resident citizen of India and working with an MNC, Private or Public Company may make you an eligible candidate.

It is also possible to calculate personal loan EMIs using the loan EMI calculator available on a lender’s platform for free. This way, you could be confident of how much to accommodate your outlays for an upcoming loan EMI.

Bajaj Finserv offers pre-approved deals on personal loans, home loans, business loans and more. It is to simplify loan processing and make it faster.

You can check out your pre-approved loan offers today after sharing your basic details, such as your name and mobile number.

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Pardeep Sharma
Loan and Banking in India

An experienced financial analyst, researcher & writer. I have done MBA in Finance. I have worked extensively in the finance sector.