How To Check CIBIL Score Without Login — Smart Tips For Customers
In the world of credits, especially unsecured ones such as a personal loan, the significance of the CIBIL score is well evident.
Anyone having a robust credit score is an eligible candidate for loan approval at a lower rate. It can also help them to save on interest charges by paying reduced EMIs.
Thus, it is always good to check credit score before proceeding with a loan application. Let’s see how to check CIBIL score without login in this quick post!
Here’s how to check CIBIL score without login
- Browse the website of your lender and navigate to the free credit score checking option.
- Now, you will need to share your personal details, along with employment type name as in your PAN Card, email address, date of birth, and PAN.
- Once you submit the aforementioned details, you will need to verify your contact details. It may be done via an OTP sent to your email address or mobile number.
- After your verification is complete, you will be able to check CIBIL score without login. The lender may also show some customized loan and credit card offers matching your profile.
If your CIBIL score is good and above 750 or more, then you may land yourself a low interest personal loan and more.
What are the steps to increase your credit score?
- You can do that by repaying your ongoing loan EMIs and credit cards.
- Keeping a mix of secured and unsecured debts such as home loans, auto loans, personal loans and more.
- By having a debt to income ratio — the lower it is, the better it is to convince a lender that your income may support the loan EMI payments.
Bajaj Finserv presents pre-approved personal loan offers on personal loans, home loans and more. It can simplify your loan processing and make it less time-consuming.
You can check out your pre-approved loan offers today after sharing your primary details like the name and the mobile number.
Must Read: Know How To Check Cibil Score Online Without Login
