2021 January — Portfolio Update

Bitcoin Value (2020/01/31)

A month about cryptocurrencies volatile.

Hello,

Here’s my portfolio update for this month:

• I invested a little less this month. From 600€ in last December to 510€. This month I have some additional expenses, so I decided to cut a little. However, I hope to compensate in the coming months.
• New stock added to my portfolio: Microsoft
• I didn’t invest in ETF’s and p2p lending.

Current Portfolio Value

My current portfolio value is 6512€ (2021/01/31). Compared to the previous month, this is an increase of 31%. The cryptocurrencies are by far the main responsible for this growth.

Note that in this value I’m only considering applications, I don’t consider money that I have in cash.

Current distrubution:

Portfolio distribution at 2021/01/31

As a consequence of the growth of the cryptos market, my crypto portfolio represents now more than 70%. In the next few months, I’ll invest less in cryptocurrencies, I need to calibrate my portfolio. I should increase in ETF’s and stocks.

Crypto Currencies distribution

My Current Crypto Currencies Application 2021/01/31

Crypto Currencies are very volatile in the last months for several reasons. As a sequence my crypto portfolio value grows more than 48%. We’ll see how it evolves over the next month …

My Crypto evolution over the month of January

Stocks

Compared to last month i just bought a share from Microsoft.

Why I bought this stock:

• It’s a very mature company. (it won’t disappear so quickly…)
• It pays dividends.
• I believe that may have margin to grow next years. (Market in Cloud should continue to increase…)
• The possibility of a stock split: like happens last year with Tesla or Apple. Usually a split in a stock, mainly in the IT sector, bring new investors that can make the stock go up.

In the future I have plans to invest in stocks of health companies connected to technology and innovation, maybe in February.