2023 — My portfolio — First half of the year
Hi everyone!
Here’s another update of my investments. It has been a journey of considerable duration, and I am hopeful that it will not only provide me with valuable learning experiences but also, if possible, generate substantial returns in the future. In parallel, I share this information with you believing that it can be useful in some way.
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For me, the market is currently uncertain
Despite the positive first half of the year, I believe that the world of investments still retains some fragility:
- Despite our efforts to control inflation, high interest rates pose significant challenges for individuals with loans, particularly those associated with the real estate market.
- People cannot afford new houses anymore on some important markets like the US.
- The war in Ukraine continues. At any moment, there may be changes that could impact the entire planet.
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Summary
The next points summarize the changes of my investments through the first half of 2023:
- I invested a lot less: only 52% of what I have committed for this first semester (-68% than same period in 2022).
- It is in the pension fund that I invest more consistently.
- A lot of the money I’ve put in as invested, in fact, it is just set aside to apply to new opportunities that appear on the stock market.
- I started investing in collectibles to be resold later (less than 3% of my portfolio)
Amount Invested on the first half of 2023
I invested an total of 2322,97€.
Portfolio Value
At the end of June, all my portfolio worth 18191,98€.
First 6 months overview:
- Total invested: 2322,97€
- Value from 2022: 14767,33€
- Portfolio Value Today: 18191,98€
- Profit/Losses: 1101,68€ (related to the end of 2022)
- Value reserved: 4508,66€
Back to positive values after a very negative 2022. However, I could have better results if I had applied the 4508,66€ I have in “standby”.
Overall evolution (Since the beggining of 2021)
- From 2020: 4936€
- Total invested (2021, 2022 and 1st half 2023): 17404,76€
- Portfolio Value Today: 18191,98€
- Profit/Losses: -4148,78€ (-22%)
Portfolio evolution
At the moment, I am not disappointed with my investments. The value is close to my maximum valuation and I have some money ready (reserved) to invest. If I find opportunities that I consider good, the value of my portfolio can increase considerably.
Cryptocurrencies
- Portfolio Value: 2834,79€
- Total invested (1st half 2023): 0€
Currently the money is not applied, only allocated on an exchange.
Stocks/ETFs
Stocks/ETFs Portfolio Results:
- Total invested (1st half 2023): 1200€
- Portfolio Value: 10836,67€
At the moment I have investments on 5 products:
ETFs:
- Value: 1683€
I have 22 units of the ETF (iShares Core MSCI World UCITS ETF USD (Acc))
Pension Fund
- Total invested: 720€ (1st half 2023); 2703,76€ (from the beginning)
- Value from 2022: 1913,65€
- Portfolio Value Today: 2775,41€ (+2,5%)
P2P Lending Portfolio Results
- Total invested: 0€
- Value from 2022: 1258,37€
- Portfolio Value Today: 1293,86 € (+2,8%)