Focus: Rise of Co-Lending Model

Co-lending has been the buzzword in the BFSI sector since the RBI announced its new Co-lending Model (CLM) in November 2020. While CLM was principally designed to bridge the gap between geographical limitations and lending opportunities, plus to expand credit distribution for priority sectors, financialists reckon it might just be the answer to the country’s multi-trillion-dollar liquidity issue.

Although co-lending has been in the Indian market since 2012, it’s the disruption of BFSI by fintechs and new-age NBFCs between 2018 and 2022 that turned co-lending into a well-heeled business. Today, every leading business wants a piece of this pie.

To know more about co-lending and what’s in it for lenders, click here.

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