Introducing All Weather Investing
A recession-proof way to build long-term wealth by asset allocation
In India, the rate of increase in the prices of goods and services has always been very high as compared to the returns generated by the money invested in bank fixed deposits and other traditional products. Thus, anybody using only such investment products is actually becoming poorer instead of building wealth. So, what is the solution?
Direct stock investments, fixed deposits and equity mutual funds, all have their specific limitations and problems. Read more on that on Making smalltalk.
Hence, the solution is All Weather Investing. One single smallcase consisting of Equity (stock market returns), Gold and Fixed Income (bank FD returns), built using low-cost ETFs.
How is All Weather Investing built?
At smallcase, our goal is to offer investment products that are
- liquid — so you can invest & redeem your money instantaneously
- cost-efficient compared to alternatives
- greater value than can be found anywhere else
All Weather Investing fits all three conditions very well. Our objective was to develop a product that can be used by investors in all situations — whether markets are low or high. The product should generate equity-like returns in long term, but should significantly reduce fluctuations to provide a smooth wealth creation journey
After extensive research, we built an algorithm to intelligently allocate your money into equities, gold and fixed income. We have tested the algorithm in all sorts of market scenarios, including the 2008 stock market crash, to check the performance of the strategy over more than a decade. And we can very proudly say that we have come up with a solution that generates higher returns at lower risks
Every quarter, our research team runs the algorithm to decide the optimal allocation — how much money should go into equities, gold and fixed income, and you will be able to apply the allocation with just 2 clicks!
Let machines do the hard work of ensuring your money is in the right place at the right time.
The All Weather Investing strategy aims to provide higher returns at lower risks. Click here to see how the strategy protects your returns when the markets fall.
Buy it for free
You can begin investing in the AWI smallcase for free. You can even exit it for free. If you like what you are investing in and want to rebalance, manage or invest more, then you pay a minimal fee of Rs 50 + taxes. Yes, it’s cheaper than buying coffee.
