Ben Le Fort
Aug 16 · 2 min read
Photo by Jametlene Reskp on Unsplash

Happy Friday,

A few months back, I wrote about how Generation-Z needs a new model for financial advice. There are two ways financial advisors get paid.

  1. Managing your investments/selling your products
  2. Charging you a fee for a financial plan

The problem?

Young people who are struggling with debt don’t have enough money to invest to make it worth financial advisors time. While at the same time “fee-only” financial planners often charge $5,000-$10,000 for their services which put them out of the price range of young people.

After I published the story, many readers rightfully pointed out that this applies to not only young people but the majority of the middle class. It seems the people who most desperately need help managing their finances are the least likely to get it.

There is a need for affordable financial coaching accessible to the middle-class. That is why I am working hard on my Financial Freedom course which will be going into beta-testing this fall.

The idea of the course is simple: I’ll walk you through step by step how to use the limited financial resources you have available to live a happier more fulfilled life.

If you are finding yourself stressed, discouraged or depressed by your financial situation this course can change your life. I’ll be picking 5 random people to participate in the beta version of the course FOR FREE later this fall, so if you haven’t already sign up for the mailing list to be considered.

On The Road Again

A week ago today, Trish and I arrived back from a 3-week trip back home to Nova Scotia. That already feels like a lifetime ago. I’ve been on the road the past 3 days in Montreal for a business trip. I get back today only to leave for another business trip to Ottawa on Sunday.

I thought August was supposed to be a quiet month….

This article is for informational purposes only, it should not be considered Financial or Legal Advice. Not all information will be accurate. Consult a financial professional before making any major financial decisions

Making of a Millionaire

Stories about money, personal finance and the path to financial indepndence.

Ben Le Fort

Written by

Sharing my journey to financial independence. For freelance inquiries reach me at

Making of a Millionaire

Stories about money, personal finance and the path to financial indepndence.

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