I agree to your perspective. Then again, most spouses hardly know the gaps and seldom openly discuss it out with their partners. And this holds good in financial, emotional and even sexual matters.
For most “practical” has a flexible definition tailored to suit their understanding and hence pretty grey. Societal pressures and prejudiced preconceived notions add to the chaos.
And all these are my observations. Do let me know if you have experienced such and kindly express your opinions on how such mindsets could be tackled to convert them to become more open and optimistic.