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New Year, New Financial Opportunities 💸💰

MELD’s community goals and outlooks for 2022

Hey everyone!

We hope you all had a fantastic Holiday and New Year! 🥳️🎉🎆

2022 is going to be an amazing year and we are thrilled to kick things off on the right foot! We have some very exciting things coming in this new year and are prepared for our token minting, distribution, and protocol launch come January 31st!

What do you plan on using MELD for?

December 23rd, we partnered with Santa, and ran a Twitter contest, asking the community what they plan on using MELD for. With the best 20 answers receiving a MELD hat and MELD Daruma coin 👇

If you’d like to browse through all of the entries, follow this link.

There were hundreds of amazing responses, not to mention poems 😂, across all our social media channels and it was a joy reading through what the community wants to use MELD for!

We did an analysis of all of the responses given to see what the general consensus was for the plan of action to utilize the MELD protocol.

19% of respondents are interested most in the staking, lending, and borrowing mechanics. 8% are interested in getting away from traditional banking. 4.5% want to provide some sort of crypto or fiat liquidity. 3.5% want to borrow against their crypto to buy a house. 2.4% to help the less fortunate. 2.4% to gain financial freedom. And a plethora of other great ideas.

The 4 main categories people were interested in using MELD for were, Saving, Buying, Helping others, or Personal Reasons. Below are some specific examples of use cases people are interested in 👇


Staking, lending, and borrowing
Provide liquidity
Gain financial freedom
Earn Yield
Earning interest on collateral
Increase personal wealth
Stake and provide liquidity
Earn passive income
To create generational wealth
HODL, earn a retirement
Earn passive income by lending, starting own projects
Exchange crypto for fiat. Stake
Have MELD for a rainy day
HODL to pay off my mortgage, and keep them for children's future
HODL and stake
Earn a retirement
HODL, to make the world a better place
Save for future
HODL, and pursue a career in photography
Stake to earn more rewards
Stake and provide liquidity and educate others


Buy a house
Buying Lamborghini
Buy Christmas presents
Buy a house for parents
Buy stuff
Staking, lending, and borrowing to buy a ring to propose
Build a virtual house
Buy house or travel
Buy a Tesla
Buy a car
Buy a GPU
Buy a boat
Borrow money to buy a gaming pc
Buy more MELD
Take out loans on investment property
Buying a virtual boat

Helping others

Help the less fortunate
Educate others about DeFi
Pay college for children
Save for children
Purchase gift to a relative
Gain financial freedom, and help the less fortunate
Feed homeless dogs
Get others into crypto
Start a business to create jobs
Covid vaccines for Australia
Building a future and changing lives
Make the world a better place
Educate others about DeFi, and genius loan
Help Africa
Take care of your family. Have a backup plan if traditional banking fails
Secure financial freedom and help others with the same
Trustfund for grandchildren
Give to family

Personal Reasons

Get away from traditional banking
Help with MELDs vision
Genius loan
Pay off debt
Pay off mortgage
Investment plans, get away from traditional banking
Pay off student loans
Investment plans
Micro investing
Investment plans, gain financial freedom
Convert between fiat and crypto
Get a loan to start a project
Lending and borrowing, buying a house. Starting own projects
Access the liquidity without having to sell it
No longer need to hold fiat
Not pay taxes
Take a loan to start a film production company
Check how reliable the gold backing is
Start a business
Being in control of own finance

MELD With Us — Twitter Spaces🥳️🎉

Another great way to learn something new, and contribute to a community discussion. As such, we have started a MELD Twitter Space initiative to engage with the MELD community and the greater Cardano ecosystem on a more direct level. There are tons of benefits you can gain from talking directly with the users of the ecosystem, hearing their thoughts and we are going to be bringing on guests and other key players to hear their thoughts on whatever the topic is at hand.

We plan on having weekly Twitter Spaces every Wednesday where we will be discussing topics such as blockchain infrastructure, NFTs, metaverse, and DeFi! So be sure to follow our Twitter and stay tuned for the next announcement!

Here is the first Twitter Space recording we had with Special Guest Amit Pradhan — MELD With Us ep.1 — ISPO Retrospective

Ending thoughts…

A lot of responses made here were founded on a desire to secure some sort of stable financial foundation for themselves, their family, their kids, etc. Specifically with themselves leading the way, taking action of their own finances, and figuring out a game plan to achieve that. What is so amazing to see is that MELD is in that game plan of so many and the products and services that we are creating are able to contribute directly to securing such a future!

We look forward to a bright and productive future with you all in 2022!⭐️🎆

MELD — Be Your Own Bank

We think it’s essential for everyone to gain control of their financial lives and have equal access to financial instruments used by professionals, not just centralized institutions, governments, or the 1%. We want to provide financial freedom and control to the masses, including the unbanked.

We have a long-term goal to enable the $15 trillion that is currently locked out of the global economy, including 2 billion individuals worldwide that are either underbanked or have no access to banking services whatsoever, access to these tools. These are the people that are paying the highest fees, getting the worst customer service, and they are the ones that are having the most problems.

Our vision is to create an ecosystem that empowers individuals to regain financial control by providing them with the tools and services they need to manage their money on their terms. Whether that be creating a collateralized debt position (CDP) with cryptocurrency, earning an interest return for lending fiat to borrowers, or even participating in reward incentive programs, we strive to provide our users with the functions they need to manage their own financial lives.

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MELD is the future of DeFi. DeFi is life.