The Ultimate Guide to Car Accident Lawsuits
So you were in an auto accident and your not too sure what to do after? Sometimes you can walk away with what your insurance is willing to pay but sometimes you really have to consider a lawsuit. Lawsuits sound really scary. Especially when you’ve never done it before. If you’ve been injured or your car is beyond repair, you might not have another choice.
If you’re not sure what to expect or what the average auto accident case looks like you’re not alone. Most people never have to file a lawsuit. For those who do and are not sure what it will be like follow this ultimate guide to car accident lawsuits.
Filing a Auto Accident Claim
This is your first step in the process and it starts at the accident. Make sure that you talk to your insurance company and provide them with a police report, contact information of any witnesses, photos of the scene, and if you got injured, medical records. You also need to do this for the insurance company of the owner of the car that hit you.
How to Calculate an Auto Accident Claim
After you’ve filed your claim it becomes somewhat of a waiting game. Generally all insurance companies have their own way of calculating how much compensation you are likely to receive after an accident but in general it’s normally the cost of your damages x 1.5 or 2. The insurance company will try to lowball though and get you to settle for less. If the number they come back with is too low or your claim is denied with the insurance company then you might need to look at a lawsuit.
Why was my Claim Denied?
Sometimes instead of a number your insurance company will just deny your claim. Occasionally this isn’t your fault, but most of the time it’s because you were doing something that lead up to the accident that insurance company refuses to cover. This could be because you were using your cell phone, you didn’t have your ID, you were drinking, or maybe you were applying makeup.
No matter what the reason for denial was you can still pursue a lawsuit even if the accident was partially your fault. But, be warned that you will lose compensation based on how much at fault you were.
Want more information about the court process or to calculate your success? Visit the The Definitive Guide to Finding Out How Much Your Lawsuit is Worth
