What Is a CVV Number?
How to Find the CVV Number for Any Credit Card?
People who do online shopping with their ATM card would be familiar with the Card Verification Value (CVV). However, those who have no idea what CVV is, here is a brief guide to provide them with enough knowledge regarding CVV number.
What is CVV PIN or CVV number?
Card Verification Value, or CVV for short, is a 3 or 4 digit unique number or pin of a payment card. Cardholders have a 3-digit number on their credit card, Master Card, Visa card, and other Discover ATM cards. However, they will find the 4-digit PIN on all the American Express-branded debit or credit card. It is worth mentioning here that different brands of payment cards have given these three or four-digit PIN several names, but these all are the same in terms of meanings and functions. These are:
- CVC2 Code on MasterCard
- CID Code on American Express
- CVV2 on Visa Card
- Card Signature Panel Code
- Card Identification Number
- Card Security Code
- Card Verification Code (CVC)
What Are The Ways To Find CSC Or CVV Number?
Finding these codes on payment cards is quite easy and straightforward. Users that have MasterCard, Visa card, debit, credit, or Discover branded card can see the codes printed on the backside of these cards, near to signature panel. Nevertheless, users that have an American Express payment card will find the code on the front side on the card, where there is a payment card number. However, if a person could not find the code, he or she can use the last three digits of their Personal Identification Number (PIN) as CVV or CSC code.
What Is The Use Of CVC Or CSC Code?
Card Verification Code, or CVC for short, is typically for security purposes. Financial institutions use the code to identify the owner of a real payment card. For instance, if a person needs to do payment or conduct transactions through a payment card, they will provide the card details to the subjective ATM. Meanwhile, payment receivers or merchants will confirm the real owner of the payment card by verifying the CVC.
In case the payment receiver finds the payer is not the real owner of the card, the user will not be able to perform any transaction. According to the global rule of Payment Card Industry Data Security Council, if any payment receiver or merchant cannot receive the CVV code of any cardholder, they are obliged not to complete the transaction. Besides, these receivers cannot store the codes on their sites for security reasons; storing payment card codes in the databases can provide the potential cybercriminals an opportunity to exploit users’ information to rob their bank account. Therefore, customers need to provide their CSC or CVV codes at online payment every time while making a transaction.
The main advantage of CSC or CVV is that if any know a user’s Personal Identification Number, but they do not know the CSC or CVV code, the exploiter can access the data but cannot transfer the money or make online payments in any way. It indicates that CSC or CVV provides high security to the cardholder.
What Are The Best Ways To Protect CVV/CSC Numbers?
When it comes to protecting CVV or CSC number, there are many ways to protect it. However, here, we will mention the common mistakes that card users often make. They should never share their CVV or CSC code with anyone. They should never save the code at any site while making an online payment; users should check the payment terms and conditions on the websites before making online transactions.
Final Word
The CVV or CSC provides the cardholders with high-level protection; using it will prevent them from falling for any fraud. People who want to learn more about the FAQ ATM machine can visit MOBILEMONEY; they will get all the ATM-related information on this platform. Moreover, business owners searching for a reliable ATM company that provides dependable solutions can approach MOBILEMONEY.
