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The Most Underrated Personal Finance Advice on the Planet
Save and invest is barely the tip of the iceberg…
If I hear “just stop buying lattes” one more time, I might lose it.
Look, if getting rich was as simple as “spend less than you earn,” we’d all be millionaires by now. This kind of advice tricks people who are bad with money into thinking they are good with it.
After reading dozens of personal finance books, and obsessing over YouTube videos, and finance podcasts for years, I realized something: the best money advice isn’t what people talk about — it’s what they don’t.
Today I’m sharing five underrated personal finance strategies that actually build wealth over time. These aren’t your typical “budget, save and invest” tips. These are the real secrets that wealthy people know and have been keeping to themselves for centuries.
As a bonus, I’ve included challenges for each tip to help you engage and take action.
Let’s get into it.
Tip #1: Buy Assets That Pay You (Not Just Appreciate)
“The rich don’t work for money. They make money work for them.” — Robert Kiyosaki
