NAOS Finance — A New Product Roadmap
While the market suffers from recent economic and regulatory uncertainties, the NAOS team has never skipped a step forward and continues to build and optimize.
In a business model that deals with CeFi, one size does not fit all. The mainnet launch of Formation and Galaxy marks the beginning of the journey, with that in mind, we’re pleased to share the rationale for our latest product roadmap
Q1/2022
- Launch ALPHA Pool & RWA Insurance Partnership
- Launch ALPHA Pro: Stable Yield Solution
With the launch of ALPHA Pool, we will provide borrowers with different options for yields within the same RWA pool. ALPHA Pro differentiates from ALPHA Pool in that the yields are in stable coins. ALPHA Pro serves as a money market product for institutions and retail lenders, ensuring the yields are fixed and immuned to market volatilities.
In addition to our native BETA Insurance Pool, we will integrate with other DeFi insurance protocols to provide coverage for the lending capital.
Q2/2022
- Launch Corporate Treasury Management Program
- Liquidity Partnerships
The Corporate Treasury Management Program is an operational initiative built on top of ALPHA Pro. We will tailor the program for the needs of projects and institutions, providing them with an alternative to Compound and Aave as a secured destination to park their treasuries for competitive yields.
We will simultaneously form strategic partnerships to expand liquidity access.
Q3/2022
- Support Multi-currency (USDC/USDT) for ALPHA Pool
- Launch NAOS Bond Program
We’re currently supporting DAI (ETH network) and BUSD (BNB chain), it’s critical that we provide lenders with the options to invest in other coins such as USDT, USDC and algo-stables. We will also explore suitable hedging strategies allowing NAOS to accept ETH, BNB and BTC as lending capital.
The NAOS Bond Program is an initiative inspired by Olympus, allowing us to offer NAOS tokens at a discount in exchange for liquidity provider (LP) tokens.
Q4/2022
- Launch ALPHA Index Pool
- Support Additional Asset Classes as Collaterals
- Cross-chain Deployments
The ALPHA Index Pool takes a mutual fund approach by aggregating all available ALPHA Pools on Galaxy. Lenders will be able to further diversify their portfolio with NAOS and receive a blended interest rate. It provides an economical solution to access NAOS’ global RWA with a single click.
We’ll look to expand the supported asset classes as collaterals, the focus will be providing lenders with intuitive and transparent ways to assess risks.
Q1/2023
- ALPHA Token Liquidity Partnerships
- Launch NAOS Governance Framework
- Launch Permission-less ALPHA Pool Framework
We’ll look to provide lenders in the ALPHA Pools with access to additional liquidities. Holders of the ALPHA tokens (as proof of ownership in the ALPHA Pools) will be able to collateralize them for liquidity.
Transforming NAOS into a community governed protocol has always been our top priority, we will take all necessary steps to decentralize the processes of asset onboarding and risk assessment.
About NAOS Finance
NAOS Finance is a decentralized real-world asset (RWA) lending protocol that facilitates the borrowing of crypto native assets by using RWA as collateral. NAOS has established a large network of corporate borrowers and is operating with financing licenses in multiple regions. In the effort of connecting CeFi with DeFi, NAOS takes an ecosystem approach and looks to engage in meaningful strategic partnerships to expand the boundary of decentralized finance.
