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How I Used Delayed Gratification to Live a Better Life Today

3 min readJun 14, 2025

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Buying a used car image created by Gemini

Today marks the 250th anniversary of the Army’s birthday, and it’s a day we celebrate. I spent 20 years in the Army.

The Army wasn’t my first job after finishing college. I spent the summer working at McDonald’s until I left for basic training in the fall.

To get to work, I walked about a mile and a half or roller-bladed to work to open the store. My mom picked me up when my shift ended.

Those who knew me saw that I was very frugal. I didn’t like having debt waiting for me to pay off the credit card. Rarely did I buy the latest fad or trend of the day.

Don’t get me wrong, I did buy some things when I was stationed in Korea for my first assignment.

But I avoided accumulating too much junk.

Instead, I maxed out my IRA or retirement account every month.

After reading dozens of financial magazines, I saw the best way was to save for my retirement. I didn’t have anything else to spend my money on, which I’ll mention later.

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Never Stop Writing
Never Stop Writing

Published in Never Stop Writing

A publication for a variety of topics. Feel free to join!

Tom Handy
Tom Handy

Written by Tom Handy

I ghostwrite articles for Start-Ups, AI, and FinTech executives. Seen in Morning Brew & Who's Who. For business inquiries, email thsuncityinvestments@gmail.com

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