What to think about the new N26 Bank

Thomas K. Running
nomadgate.com

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After operating using the Wirecard platform for a couple years, N26 (or Number26, as they used to be called) finally got their own banking license in Germany.

And being a fully licensed bank, they can provide services they couldn’t before. While they only had one main plan to choose from before, now there’s three. When you move your N26 account from Wirecard to N26 Bank (or sign up for a new account), you have to choose which one you want. So that begs the question…

Which N26 plan should you choose?

There are three options:

  • N26
  • N26 Business
  • N26 Black

The first is the same N26 account you know and love. It’s the same fantastic app, largely the same pricing, etc.

I encourage you to read the full price list to compare the accounts for yourself, but here are the most important differences:

Standard vs Black vs Business

The only other change is that ATM withdrawals made with your Maestro card now incur a 2 EUR charge (for all three plans), while there’s still no charge if you use your MasterCard.

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