๐ข๐ธ๐๐ฐ๐ต๐ฎ๐ถ๐ป ๐ฃ๐ฎ๐ฃ ๐๐ฒ๐ป๐ฑ๐ถ๐ป๐ด ๐ฎ๐ป๐ฑ ๐ ๐ถ๐ฐ๐ฟ๐ผ๐น๐ผ๐ฎ๐ป๐
Hello. In todayโs post, we will tell you about P2P lending and loans.
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๐ฃ๐ฎ๐ฃ ๐น๐ฒ๐ป๐ฑ๐ถ๐ป๐ด usually stands for โpeer-to-peer lendingโ or โperson-to-person lendingโ, and the term โsocial lendingโ may also be used. This term refers to the issuance and receipt of loans by individuals directly, without using traditional financial institutions (#banks, credit unions) as an intermediary. Typically, P2P lending is implemented using special #Internet sites where the user can act both as a lender and as a borrower.
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As a rule, a #P2P lending transaction is concluded between one borrower and several lenders. In order to reduce risks, one lender invests his #money in several borrowers โ diversification of investments (stream financing). The most common platform is when individuals and borrowers are lenders.
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The appeal of P2P platforms lies in the fact that they can provide favorable terms of the transaction, both for lenders and borrowers. Also, the entire process of concluding a transaction on such a platform takes place remotely, which saves customers time. The threshold for entering P2P #lending platforms is low, and it is not necessary to be a sophisticated investor. You can start working on the platform as a lender with a small amount.
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โป๏ธ ๐ข๐ธ๐๐ฐ๐ต๐ฎ๐ถ๐ป ๐ฃ๐ฎ๐ฃ ๐๐ฒ๐ป๐ฑ๐ถ๐ป๐ด ๐ฎ๐ป๐ฑ ๐ ๐ถ๐ฐ๐ฟ๐ผ๐น๐ผ๐ฎ๐ป๐ โป๏ธ
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Okschain is a decentralized #financial ecosystem for a wide range of participants. Ecosystem partners use it to store digital assets, pay for goods and services, receive payments, use the service for #exchanging digital assets and P2P lending, and also invest in startups.
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Any user of the Okschain platform can #invest their cryptocurrencies or fiat funds in a P2P lending system. Also, any member of the Okschain ecosystem can apply for a #microloan. The decision to issue a microloan is made with the help of artificial intelligence, which evaluates the borrower by 30 parameters. In addition, the Okschain #ecosystem allows the user to receive a loan in fiat secured by cryptocurrency. Okschain will act as a guarantor of transactions and all transactions will occur only through a guarantor. The ecosystem will receive commissions from each transaction. All #transactions will only occur between users of the Okschain platform.
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โ๏ธ ๐ช๐ฒ๐ฏ๐๐ถ๐๐ฒ โ https://okschain.com/en/
โ๏ธ ๐๐ถ๐ป๐ธ๐ฒ๐ฑ๐๐ป โ https://www.linkedin.com/company/okschain
โ๏ธ ๐ง๐๐ถ๐๐๐ฒ๐ฟ โ https://twitter.com/okschainfintech
โ๏ธ ๐ฅ๐ฒ๐ฑ๐ฑ๐ถ๐ โ https://www.reddit.com/r/OKSCHAIN
โ๏ธ ๐ง๐ฒ๐น๐ฒ๐ด๐ฟ๐ฎ๐บ ๐ด๐ฟ๐ผ๐๐ฝ ๐๐ก โ https://t.me/okschain_en
โ๏ธ ๐ง๐ฒ๐น๐ฒ๐ด๐ฟ๐ฎ๐บ ๐ฐ๐ต๐ฎ๐ป๐ป๐ฒ๐น โ https://t.me/okschain_an