Retirement Can Be a Psychological Killer. Or Not.

You choose.

Karen Nimmo
Published in
5 min readAug 29, 2024

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Photo by Matt Bennett on Unsplash

A newly retired man drops dead of a heart attack.

He’d worked hard his whole life, preparing for the day when he could finally call his time his own. But his plans are over before they could really kick off.

You’ve probably heard a variation of that story before. Men, women, people devoted to their careers, finally free of the stress and demands of work, but robbed of the chance to slow down and enjoy it.

But is it true?

Does research actually prove the mortality rate increases post retirement?

The answer, as you’ve probably guessed, is yes and no. Some studies affirm it, some find no difference, citing the truth is probably just that the odds of dying increase with age.

And, as we age ourselves, we become more aware of these stories.

There’s dying. And there’s this.

Everyone, and all the literature, tells you you need to plan for retirement — and they’re right.

Imagine what a long holiday abroad would look like if you took no time to plan it? Okay, it might work out for certain personality types who thrive in free-fall, but for most of us it would be a confusing, expensive, time-wasting mess.

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Karen Nimmo

Clinical psychologist, author of 4 books. Editor of On the Couch: Practical psychology for health and happiness. karen@onthecouch.co.nz