A Simple Python Script That Allows Me To Save More Than 20k A Year

How to use Python to convert a budget spreadsheet to a dynamic Python function.

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Python’s Greatest Application: Saving Money

I made a realization in 2022: Despite having a banking app and a spending tracker (Mint), my wife and I never consciously set a yearly or monthly budget.

We had vague goals like “save for a house” or save x percentage of our gross income, but it took nearly a year for us to sit down and budget.

To that end, I created a Google Spreadsheet template that I initially started using.

The original spreadsheet. (Image by the author).

However, as anyone who works in data science will tell you, spreadsheets are almost never the preferred method of data storage.

That’s why, during time off, I converted the original spreadsheet into a Python function.