FinTech Lending Apps Make Borrowing Money Easy 金融科技贷款应用程序使借钱变得容易
Overcome challenges like big value collaterals & high interest rates on borrowing money, with digital lending apps running on blockchain technology. 通过在区块链技术上运行的数字贷款应用程序，克服了诸如抵押品价值高，借贷利率高等挑战。
When you think of borrowing money, you think of borrowing large sums of money from a bank, while you may approach family or friends to borrow a small amount of money.
But what if no one is willing to lend you a small amount of money, and banks will not lend to you as the amount is too small for them?
One solution is FinTech lending apps.
What is FinTech
The word FinTech means Financial Technology. It refers to any technology that is used for automating financial transactions.
In recent years, the term FinTech has also been used to refer to consumer-oriented services across various industries such as investment management, education, and retail banking.
What are FinTech Lending Apps
FinTech lending apps are applications that allow people to use collateral to borrow money from other users who are willing to lend money.
When borrowing money on FinTech lending apps, users will find that digital assets can be accepted as collateral. Depending on the terms of the FinTech lending app, digital assets can include cryptocurrencies, game tokens, digital designs or art, and more.
The borrower and the lender will decide on the required collateral for the loan, and the amount that is lent out will be a percentage of the agreed value of the collateral.
They will also agree on the loan repayment period, as well as interest rate on the loan amount.
Many FinTech lending apps use smart contracts to ensure compliance from both the borrower and lender with the use of blockchain technology. This means that all actions taken on the Fintech lending app are transparent, immutable, and secure.
Why Use FinTech Lending Apps
FinTech lending apps were developed to plug the gap of peer-to-peer lending in the financial services industry.
FinTech lending apps answer some challenges faced in traditional lending of money.
For example, if someone does not have collateral such as personal real estate, valuables such as fine art or jewelry, or paper investments, they will be unable to borrow from financial institutions or banks. The interest on loans from financial institutions are usually high, and may increase with longer loan repayment periods.
In the case of borrowing money from friends, there is no contract or collateral involved. Should the borrowers default on repaying the loan, the lender has no way to recover any of the amount of money that was lent.
A FinTech lending app works on the concept of mutual benefit. FinTech lending apps allow the borrower to easily borrow money from lenders who see value in the digital collateral provided. The borrower and lender mutually agree on the value of the digital asset, the interest rate on the loan amount, and the repayment period.
All the interactions between them are recorded on a blockchain, thus creating a secure exchange and providing the lender with an assurance on getting back the amount of money they have lent out.
Start Borrowing Money with Plutus Lending App
An easy way to start borrowing money is on the Plutus lending app.
Simply download the app onto your smartphone and create a user account. To borrow, stake any cryptocurrency on the app.
And as long as your cryptocurrency is kept on the Plutus lending app, it earns 1% interest every month. So your money makes you more money without much effort.
Download the Plutus app onto your phone to start earning today!
For more information, get in touch at contact@plutuscap.com
Risk Management
As with all forms of investment, there is risk involved. Users are advised to do your own research into the various FinTech apps available, before making a decision.
Disclaimer
Before you buy or invest in Plutus tokens, please take the time to understand the rewards model, as well as the risks involved. All decisions that you make on the Plutus platform will be your sole responsibility.
About Plutus Capital
Plutus Capital is backed by a FinTech system built on a public blockchain, where an individual can enforce greater control of his own funds. The Plutus blockchain and token rely on the tamper-proof nature of ledger as well as smart contract and validation to ensure all processes are safe and secure.
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当您想到借贷时，您会想到从银行借钱，或您可能会向家人或朋友借钱。
但是如果数目太小，没有人愿意借给您少量的资金，而银行也不借给您，怎么办了？
一种解决方案是金融科技贷款应用程序。
什么是金融科技
金融技术指的是用于自动执行金融交易的任何技术。
近年来，金融科技FinTech一词还用于指代各个行业的面向消费者的服务，例如投资管理，教育和零售银行。
什么是金融科技贷款应用
金融科技贷款应用程序是允许人们使用抵押品从愿意贷款的其他用户那里借钱的应用程序。
在金融科技借贷应用程序上借钱时，用户会发现数字资产可以作为抵押。根据金融科技贷款应用程序的条款，数字资产可以包括加密货币，游戏令牌，数字设计或艺术品等。
借款人和贷方将决定贷款所需的抵押品，所借出的金额将为抵押品议定价值的百分比。
他们还将就还款期限以及贷款金额的利率达成一致。
许多金融科技借贷应用程序都使用智能合约来确保借款人和贷方都遵守区块链技术。这意味着在金融科技贷款应用程序上执行的所有操作都是透明，不可变和安全的。
为什么使用金融科技贷款应用
开发了金融科技借贷应用程序，以填补金融服务行业中对等借贷的差距。
金融科技贷款应用程序可以应对传统货币贷款面临的一些挑战。
例如，如果某人没有抵押品（例如个人房地产），贵重物品（例如艺术品或珠宝）或纸张投资，则他们将无法从金融机构或银行借款。来自金融机构的贷款利息通常很高，并且随着偿还期的延长可能会增加。
如果从朋友那里借钱，则不涉及任何合同或抵押。如果借款人不偿还贷款，贷方将无法收回已借出的任何金额。
金融科技贷款应用程序基于互惠互利的概念。金融科技贷款应用程序使借款人可以轻松地从看到提供的数字抵押品价值的贷方那里借钱。借方和贷方就数字资产的价值，贷款金额的利率以及还款期限达成共识。
它们之间的所有交互都记录在区块链上，从而创建了安全的交换，并为贷方提供了取回他们借出的金额的保证。
开始使用普利拓斯借贷应用程序借钱
普利拓斯借贷应用程序上是一种开始借钱的简单方法。
只需将应用程序下载到您的智能手机上并创建一个用户帐户即可。要借用，请在应用程序上抵押任何加密货币。
并且只要您的加密货币保留在普利拓斯借贷应用程序上，它就会每月赚取1％的利息。因此，您的金钱无需过多努力就能赚到更多钱。
将普利拓斯应用程序下载到手机上即可立即开始赚钱！
欲了解更多信息，请联系contact@plutuscap.com
风险管理
与所有形式的投资一样，也存在风险。建议用户在做出决定之前，先对可用的各种FinTech应用程序进行自己的研究。
免责声明
在购买或投资P币之前，请花时间了解奖励模式以及所涉及的风险。您在普利拓斯平台上做出的所有决定将由您全权负责。
普利拓斯资本介绍
普利拓斯资本由建立在公共区块链上的金融科技系统作为后盾，在这个系统中，个人可以对自己的资金实施更大的控制。普利拓斯区块链和代币依赖账本的防篡改性质以及智能合约和验证，以确保所有流程安全可靠。
