My Plutus Card Arrived! How to Top-up, Spend & Earn Crypto

David Morrison
Plutus
Published in
5 min readDec 11, 2020
Crushing your bills with 3% in PLU Rewards

Whilst you’re working hard (from home), like clockwork you hear the unmistakable sound of the post sliding through your letterbox and landing on the floor. With much anticipation, you run to check if it’s landed.

There it is.

In a glorious silver, sci-fi-esque envelope sits the key to financial freedom.

Your Plutus Debit Card has arrived.

If you’re lucky enough to have experienced the above scenario, then I’m sure you’ve already noticed the flawless card design (ok, I’m a little biased).

Ok, ok, the design is great and everything but what can you actually do with your Plutus Debit Card? Read on and find out!

What Can I Do With My Plutus Debit Card?

Your Plutus Debit Card is not only the best looking card in your wallet (or purse!), it’s the gateway to true financial freedom.

If you haven’t already, go ahead and activate your Plutus Debit Card in the Plutus mobile app or our web application and check out our beginner’s guide.

Spend at 61m+ Merchants Worldwide

Since your Plutus Debit Card is powered by VISA you can spend (both fiat or converted crypto) at over 61 million merchants worldwide.

Spend Your Crypto!

The Plutus Debit Card plays an integral role in the Plutus ecosystem; a system that serves to enable our members to spend their #CryptoAnywhere by proxy whilst retaining sole ownership of their crypto assets and private keys in the process.

Since our services are fully integrated with our native decentralised exchange, the PlutusDEX, you can convert your crypto (from your own wallet that you hold the private keys to) into a fiat balance instantly; and use that to spend anywhere with your new Plutus Debit Card.

Earn Crypto

A recent survey held by Plutus with the general public around the UK showed that over 55% preferred to earn crypto via rewards for everyday spending as opposed to buying crypto from an exchange, or taking on the risk and expense of mining gear.

With the Plutus Card, Premium/Pro accounts earn 3% on every card purchase as standard without any staking required.

Promotion: Monthly subscription is currently turned off. You can redeem 1 PLU to skip the monthly fees of £/€9.99 for the Premium account.

How Do I Top Up My Plutus Card?

In order to get started, you will first need to add balance to your account. The process is fairly intuitive and simple to use.

Fiat

If you haven’t dived into the crypto-sphere yet, and/or just prefer to top up your card with your native currency, then you can find your own sort code and account number (GBP) or IBAN (EUR) in the top-up section of your account. You simply send a bank transfer into your very own personal account. Check out the video below, and our helpdesk guide to depositing funds.

Crypto

Like us, if you hold or earn crypto then you may also be looking to spend it on your everyday purchases. It’s simple to connect your own wallet to your card and earn rewards for everyday spending. With a Plutus Card, you control your own private keys!

Here is a video on how to add balance to your Plutus Card by swapping crypto on the PlutusDEX. You can also check out the HelpDesk guide for selling crypto.

Note: There are daily and monthly limits on crypto conversions. These are being increased incrementally.

How Do I Earn Rewards With My Plutus Card?

Earn Rewards on Your Spending

Upgrade to a Premium or Pro account to unlock 3% in PLU Rewards on all valid card spending. That’s anything from your weekly supermarket shop, to the 5th takeaway you’ve ordered this week because leaving your house isn’t quite as appealing as it used to be. Hey, we don’t judge.

Stack Your PLU for Plutus Perks

PLU holders can earn additional rewards on top of the standard 3% crypto reward at a plethora of household name brands through Plutus Perks. This is an additional reward feature that helps increase your earning potential. The more PLU you stake, the more retail brands you unlock additional rewards at, and the deeper the discounts become.

There are five levels that you can unlock, each level has numerous benefits and brand offers within it. Level 1 carries the lowest staking requirements, whereas Level 5 carries the highest, but also the most appealing rewards within.

Level 5 stakers can enjoy up to 15% rewards at online retailers such as Amazon, Nike, Sky, Apple and more, as well as a free Pro account, and a bonus reward of 8% for buying PLU on the PlutusDEX.

Here is How it Works:

Complete guide and FAQ can be found in this helpdesk article on Plutus Perks.

Oh, and if you’re looking to upgrade your handset to the latest iPhone, then you can grab 15% in PLU on your latest purchase. This is just one example of the rewards you can get.

FAQ

I received 3-months of Plutus Premium for free, when does this start?

Your 3-month Plutus Premium subscription will begin on the 14th of December.

When do I receive a 3% reward for purchases?

Within 2–3 days of your purchase. As soon as it has settled with the merchant, you’ll see the PLU Rewards you’ve grabbed appear in the Pending section of the Pluton tab for both web and mobile.

I can’t wait! I want to upgrade right away!

You can redeem 1 PLU to upgrade your subscription to Premium right away, check out our guide here.

How do I make a deposit?

Depositing funds into your Plutus Account is simple. You can do so via bank transfer or, if you’d like to top up instantly, feel free to convert your crypto to fiat on the PlutusDEX.

I want to join the Plutus community.

Awesome to hear! We can’t wait to welcome you. Jump into our Discord or Telegram channels and you can start chatting with the team and our community right away.

I need some help with the product.

Not to worry, you can check out our HelpDesk here, reach out to our community on Discord/Telegram, or, if you’re really stuck, drop an email to our wonderful support team on support@plutus.it

Is this article over yet, I need to start spending with my Plutus Debit Card?!

Yes. Thanks for reading and happy spending!

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