Beginner’s Guide to Building Credit the Right Way

Building credit can seem like a daunting and complex process, but that doesn’t have to be the case. At Portify we have always strived to equip consumers with the tools and knowledge to improve their financial lives. That’s why we have created the Beginner’s Guide to Building Credit the Right Way.

A good credit score is of the utmost importance when making a major purchase in life — buying a house, renting a flat, getting a car loan, or even buying a smartphone. The sooner you start building your credit score properly, the easier you’ll find making important purchases in the future.

Building credit can take a while — this is not a short term process. In this guide we run through:

1. How to start building credit the right way
2. How to fix a bad credit score
3. Should you use a credit card to start building credit?
4. 6 things that can impact your credit score
5. What to do if your credit history isn’t in the UK

While this may seem daunting, we know you can do this the right way. Our advice: take a deep breath and focus on small wins.

The full guide can be found here, on the Portify blog.

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