5 Highlights From Our BTC Life Insurance Webinar (Held 9/25/25)

As we explored BTCfi, we learned how Bitcoin life insurance could be pioneered by applying the tax benefits of life insurance to Bitcoin — a natural fit that solves key challenges for Bitcoin holders today. The major player in the space is Bermuda based Meanwhile. So we asked Jason Leibowitz, Meanwhile’s Head of Business Development, to participate in this webinar to introduce the concept of Bitcoin life insurance and address why it’s such an attractive product poised for dramatic growth.

​The first 15 minutes of the webinar was Jason giving an overview of Meanwhile. The final 15 minutes were audience Q&A. You can watch the entire webinar on our YouTube channel:

Or you can read the highlights below:

1. Jason Leibowitz Is A Crypto OG And Discovered Meanwhile After Buying A Policy

Jason has worked in crypto since 2013, starting with traditional Wall Street before founding a crypto fund in 2014. Notably, Jason co-founded Credit Suisse’s blockchain practice in 2016, the first major investment bank with a dedicated crypto team. After leaving CSFB in 2020, Jason started a white glove concierge to help high net worth clients allocate to crypto. Jason’s last role before Meanwhile was with Hashnote, an on-chain-first financial tech firm that had acquired Jason’s s concierge service. While at Hashnote, Jason bought a Meanwhile policy, and found it so compelling, he joined Meanwhile as Head of Business Development.

2. Meanwhile’s Life Insurance Is All Based On The Bitcoin Standard

Meanwhile offers Bitcoin-denominated whole life insurance where clients pay premiums in Bitcoin over 10 years. Policy holders earn 2% annual yield in Bitcoin, and can access tax-free policy loans in Bitcoin, establishing a new cost basis.

For example, a healthy 35-year-old male paying 10 Bitcoin in premiums over 10 years receives an 18 Bitcoin death benefit, with ability to borrow up to 90% of surrender value at 3% interest. For that same 10 Bitcoin premium, a healthy 18-year-old gets 25 Bitcoin death benefit, while a typical 64-year-old gets 10.4 Bitcoin.

3. Meanwhile Generates Yield Through Fully Collateralized 1-Year Bitcoin Loans

Meanwhile generates yield by offering fully collateralized, 1-year Bitcoin loans to trusted counterparties at a low interest rate of ~3%, paid upfront. For example, if a counterparty with low cost basis Bitcoin lends 100 BTC to Meanwhile, they receive about 97 BTC back, establishing today’s cost basis. After one year, they can either repay the 97 BTC to close the loan, or extend the agreement for another year by contributing an additional 3 BTC (~3%). Because the yield is received upfront and the loan remains fully collateralized, the structure carries minimal counterparty and credit risk. Of the 3% yield generated, 2% is credited to policyholders each year.

4. Meanwhile Is Based Is Domiciled In Bermuda, With Custody Handled By Anchorage

Bermuda is a British Overseas Territory with a high degree of internal self-governance. Bermuda has its own constitution, parliament, and laws. Due to Bermuda’s sophisticated and internationally recognized insurance regulatory framework, the territory has emerged as the largest offshore life/annuity reinsurance domicile. Notably, the island has no corporate income tax, capital gains tax, or value-added tax, allowing insurers to be very capital efficient. This tax-neutral environment enables Bermuda based insurers to offer better pricing to clients.

Anchorage is an OCC Federally Chartered Trust Company, with each policyholder receiving a segregated Anchorage wallet address for their Bitcoin.

5. Today, Meanwhile Operates In the U.S. & Canada, With Plans To Expand Globally

East Asia, Europe, and South America will be the first expansion areas of focus for Meanwhile.

Insurance is available to individuals 18-65 years of age. The minimum plicy is for .25 Bitcoin. That’s just 0.025 Bitcoin a year.

To learn more about Meanwhile’s life insurance apply here.

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This content is for educational purposes only. It does not constitute trading advice. The author of this article may hold assets mentioned in the piece.