Twenty-something fintech questions on my mind
Published in
1 min readMar 9, 2016
- Where is the future of consumer (incl. small business) finance headed?
- Do consumers “care” about banks anymore?
- How can we increase financial inclusion?
- Why don’t consumers “engage” with their finances?
- Is finance in the U.S. “disingenuous”?
- Are regulations / the regulatory system the great inhibitor?
- Where is the distribution of consumer financial products headed?
- Will product solutions for the biggest challenges emerge (e.g., student loans)?
- Is the key to financial management to disappear it?
- Do banks believe they will be the single silo?
- Is solving the payments puzzle the key to the kingdom?
- Does financial education have a place as a stand-alone product or is it necessarily integrated into finance?
- What’s more important — cash management or wealth management?
- Who owns the customer relationship?
- Is our financial system racist (socio-economic racism)?
- Will consumers ever “care” enough to solve their own problems?
- Are payments disappearing?
- Is this a platform/channel problem?
- Is the future to “open finance”?
- Is cash management the biggest problem of all?
- Is the problem that our historical financial system is no longer relevant?
- How much does regulation have to change to accommodate the future?
- Is messenger as a platform the future for finance (and everything else)?
