Randon James Morris | Homeowners Insurance Buying Guide

Randon James Morris : Homeowners buy insurance to protect against disaster. But when disaster strikes, your insurer might not live up to your expectations, especially if you have a large claim of $20,000 or more, according to our latest survey of 7,418 subscribers who filed claims in the past few years. The greater the damage, the higher the likelihood that there will be a disagreement over the value of the damage, our survey found. For claims of less than $20,000, only 6 percent of respondents reported disagreements with their insurer over the amount of a claim payment.