The advantages of the Roobee platform. Part 2.
We are introducing the second post about the advantages of the Roobee platform! In the first post, we talked about the ease of use and accessibility, minimum investment threshold, and touched on the range of investment products that will be available on the platform.
👉 If you have missed the post, you can read it here: https://medium.com/roobee-invest/the-advantages-of-the-roobee-platform-part-1-of-2-a299c48a0d17
Today we will discuss the topics of transparency and impossibility of falsification of operations and talk about what the Roobee platform offers for small investors.
1. First of all, let’s talk about small investors. To explore the topic in detail, we will need to give a few statistics.
Let us use the example of small investors in the stock market, who practice day trading without assistance.
A study done by Dalbar Inc showed that investors are their own worst enemy. From 1997 through 2016, the average active stock market investor earned 3.98 percent annually, while the S&P 500 index gave 10.16 percent in returns. The main reason for such annual earnings was that investors are trying to outsmart the market by doing multiple trades in an attempt to generate huge profits.
However, what does Roobee offer to small investors ❓
A. On the Roobee platform, users will be able to invest their money in a portfolio of investment products from different markets just in a couple of clicks. It is worth noting that this will allow the user to maximize diversification
B. The user will also be able to add his bank card (or send digital currency to the decentralized Roobee wallet) and set what amount/percentage of his income he wants to invest.
C. The Roobee 📱 platform will be able to automatically send the set amount of funds to the portfolio or selected investment products every day, weekly or monthly. This plays a key role for many investors, as systematic investments will help to achieve discipline.
2. Transparency and impossibility of falsification of operations.
First of all, it is necessary to note why we are implementing a blockchain
A. The point of this is that it will provide transparent and genuine statistics on the Roobee platform
Thanks to the blockchain technology, there will be real and genuine statistics on every investment product on the Roobee platform. This will allow users to see
➖ how much money users sent to investment products and what were their returns;
➖ real returns for each investment product;
➖ how many users have invested in a certain investment product, etc.
B. Impossibility of falsification
As we have mentioned above, every user’s investment in any investment product will be recorded in the blockchain, proving its reality and belonging to the user.
As a result, no one will be able to tell the user that he has not made this investment. This also applies to conversion rates, investment terms, income information, and other data.
3. The whole world of investment is at the fingertips
The third and final point of Roobee’s advantages is the convenience of using the platform.
The Roobee platform will “Uberise” the investment market. The platform will combine different investment instruments from different markets and give users instant access to them. At the same time, the platform will not utilize the format of a heavy marketplace with a huge number of investment products, a large amount of data, filters, and settings
Only carefully selected and well-known investment products will be included on the Roobee platform. Roobee will strive to understand users’ expectations from investment, as well as their preferences and needs by offering those investment products that are most suitable for a particular user.
In conclusion, we would like to say that this is certainly not the whole list of the platform’s advantages. Over time, we will be expanding on this list while keeping everything as simple as possible.
