3 reasons why waiting to file a hail claim can cost you dearly!

EJ Thornton
Roofing Information
4 min readJun 22, 2023

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If you have been hit by a hail storm, call a roofer you trust immediately — then call the insurance company!

Most people want to “wait out” hail season before they file an insurance claim. If that is your thinking — please read this article and then choose when to file your insurance claim.

Filing insurance claims for hail damage promptly after a storm, rather than waiting for the hail season to pass, is crucial for maximizing the chances of a truly beneficial homeowner outcome.

  1. Insurance companies don’t pay for damage they don’t see…

One of the primary reasons for this is that insurance adjusters need to assess the damage firsthand to determine the coverage amount. If you delay the claim and dispose of damaged personal property or make repairs, the adjuster will not be able to fully evaluate the extent of the damage.

Insurance companies generally don’t pay for damage they don’t witness, so it’s essential to allow the adjuster to inspect and document the hail damage before discarding any affected items.

If you’ve been hit by a hail storm early in the season — many people think it is wise to wait until the hail season has passed, just in case it hails again.

But don’t!

File the claim right away — and schedule the roof to be replaced after the hail season is over. You — the homeowner can control…

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EJ Thornton
Roofing Information

EJ Thornton is an author, and a book publisher who helps authors get their messages out. Her books are both spiritual and practical in nature — lots of fun!