by Divya Sankar Are no-cost EMIs really true? That there’s… no additional cost? Not quite. In this post, we’ll tell you how the devil is actually in the fine print. What are EMIs? Equated Monthly Instalments (EMIs) refer to a fixed payment amount made from a borrower (you) to a lender (a bank)…

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I have always been passionate about fashion. I love clothes. So, at 20, soon after my marriage, my best friend and I started a small boutique fashion business. Our main purpose is to understand people’s unique taste in clothing and try to serve their needs. It’s been 5 years now…

“Frankly, I associate money with stress! My dad grew up poor, so even when we were comfortable and he had a job with privileges, like an office car, my parents set this strong culture of ‘not needed’ when it came to our lifestyle. When I was 13, he lost his…

“My brother and I were brought up to be equals in every sense. We got the same opportunities to study, make and pursue career choices. I chose to be a journalist because I was fascinated by storytelling and also wanted to make an impact. My brother chose to be a…

“Why does baking bread smell so good? Why does it feel so much more satisfying to see a loaf of bread rising than completing any office task ever? When I was working hard on my C.A. and MBA, I had no idea I would walk in every day to the…

“My two weaknesses are chocolates and earrings! When I travel, I journal my expenses meticulously and I have a separate column for these two items. Small, beautiful things attract me, always. Maybe it’s because I grew up on the Farm in a Punjabi joint family, with its joys and pain…

“When I was 5 or 6, my mother refused to buy me a toy dresser worth Rs.2 at the Diwali mela because we had exceeded our budget. So, my brother and I set up a sale of small things we had. I made a profit of Rs.3 and bought the…

“So much time is spent in figuring out how to make more money and so little in making money work for you. I am one of those control-freak persons in other areas of my life; but wrt money I just want yes-no decisions, no passwords. My parents were very organized…