Get out of Debt — The Simple Truth
Anyone who has ever been in debt and paid off debt knows this to be true. There are really only two things you need to do to get out of debt.
First, spend less money than you make. (This could mean lowering your spending, or earning more money, but the balance has to be correct for this to work.)
Second, use the extra money to pay off your debts. (You have to actually send the money in for this to work.)