ShipBob Capital, Powered by Slope ⚡
Cash flow kills good businesses. Not competition. Not bad ideas. Just running out of money at the wrong time.
Most businesses don’t fail because they aren’t working. They fail because they need more time, and time costs money. You have to pay for inventory before you sell it. You have to spend on marketing before you see the return. If you can’t cover that gap, you stop growing — or worse, you stop altogether.
That’s why we built ShipBob Capital, powered by Slope. A financing solution that actually works — because it’s fast, flexible, and built into ShipBob’s platform.
If you’re a ShipBob customer, you can access capital today by applying through the Finances tab in your ShipBob dashboard! Step by step instructions here: https://support.shipbob.com/s/article/ShipBob-Capital
How We’re Building a Best-in-Class Capital Program
Most financing products aren’t designed for the people who actually need them. They’re slow, inflexible, and based on generic credit models that don’t understand e-commerce. ShipBob Capital is different.
ShipBob Capital is not just another loan program — we’re building the capital program for e-commerce businesses. Here’s how:
1. Smarter Decisions with ShipBob’s Fulfillment Data
Most lenders take a guess at how risky a borrower is. We don’t have to guess. Because ShipBob merchants run their fulfillment through the platform, we have real-time operational insights about particpating businesses — actual order volumes, inventory turnover, and shipping data. That means better underwriting and higher approvals for growing businesses.
2. Scalable, Dependable Capital from J.P. Morgan
Capital isn’t useful unless you can actually get it when you need it. Most financing options fall apart when you try to scale — either the capital dries up or the cost skyrockets. We solved that with J.P. Morgan. Through the facility provided to Slope, ShipBob merchants get access to institutional-grade capital — scalable, reliable, affordable, and built to grow with you.
3. A Frictionless UX, Powered by Slope
Most financing products feel like they were designed by banks, not product teams. We wanted something different — a seamless, embedded experience that just works. Slope’s innovative underwriting and product design make applying simple, approvals fast, and accessing capital frictionless*. It’s built directly into the ShipBob dashboard, so getting capital is as easy as managing fulfillment.
How It Works
The best products feel invisible. ShipBob Capital is built into the platform, so it works like a native feature. Just open the Finances tab, apply in minutes, and get approved instantly — up to $250K in minutes, and up to millions in two days. As your business grows, we’ll naturally scale with you.
Start Scaling Today
Businesses win by moving fast. And cash flow shouldn’t slow you down. ShipBob Capital, powered by J.P. Morgan-backed Slope, gives you the funding to keep growing — without the usual headaches.
*Slope is a financial technology company, not a bank. Business-purpose loans made by Lead Bank and subject to credit approval. Application and consent to obtain personal credit report is required. Subject to minimum revenue and business requirements. Personal Guaranty may be required. Fees vary based on risk assessment and loan term.
