DeFi lending in the ETH mainnnet

SmartcreditEditor &
2 min readOct 1, 2020


We’re happy to announce that our DeFi lending product is now fully live in the ETH mainnet.

Key Features

1. Fixed Interest rate DeFi lending — fixed interest rate, fixed term.

2. Borrowers have 2x smaller collateral requirements than other DeFi platforms

3. Borrowers have a wide choice of collateral

4. Lenders receive loan tokens after creating a loan. Lenders can use these loan tokens as a mean of payment (loans are tokenized and transferable)

5. Holders will receive interest for the loan tokens (interest-bearing to the holder)

6. Passive Investors will have Private Fixed Income Funds, which invest automatically into the borrower’s loans

7. Non-custodial API for other platforms — wallets, payment engines, marketplaces

Our application is accessible via

Thanks to everyone for the tremendous support. If you have any questions regarding the platform, do not hesitate to join our Telegram community.

Additional Info

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