SmartCredit.io has 12'500 Registered Users!
We are excited to announce that SmartCredit.io now has 12,500 registered users!
About SmartCredit.io
SmartCredit.io is a Decentral Finance (DeFi) borrowing/lending platform with a focus on:
- Fixed-term lending for borrowers
- Fixed interest rate for borrowers
- DeFi Fixed Income Funds for lenders
- Low collateral ratio for borrowers
Most borrowing/lending platforms offer variable-rate, variable-term loans for borrowers. We are the opposite — we offer fixed interest rates and fixed terms for borrowers.
Why is this important? It’s because of the cost of capital — borrowers want to know how much their cost of capital is. In the same way, lenders want to know how much they will earn. Both sides will have predictability.
Additionally, we offer DeFi Fixed Income Funds for lenders. These are personal to lenders, connected with their addresses. We do not pool the assets; the Fixed Income Funds are invested into the borrower’s loan requests.
Fixed Income Funds invest based on the investment rules — every lender can choose if they prefer short-term lending strategies (with less interest) or long-term lending strategies (with more interest). Each lender can define their investment rules and will then earn respective interest income.
Additional Information
- SmartCredit.io website
- SmartCredit.io Application
- SmartCredit.io introduces DeFi Fixed Income Funds.
- Yield Farming with Fixed-Term-Loans via SmartCredit.io
- Potential of Fixed-Term-Loans in Bearish Market via SmartCredit.io
- Potential of Fixed-Term-Loans in Bullish Market via SmartCredit.io
Follow Us on Social Media
- Telegram: https://t.me/SmartCredit_Community
- Twitter: https://twitter.com/smartcredit_io
