You’re never too young for life insurance. Rachael Taylor can tell you why.

What would you do if you lost your family’s sole provider?

A young couple with a bright future — and then the unthinkable happened.

When you’re young, and starting out in both life and your career, life insurance may not be a top priority for you. Consider Eddie and Rachael, a young married couple. After a year of marriage, they were overjoyed to find out they were having a son. With so many new beginnings and changes happening at once, life insurance may have been the last thing on their minds.

However, between Eddie’s job in law enforcement and the impending birth of their son, they realized they needed to consider life insurance to help secure their family financially. “We talked a lot about death, due to the nature of his job as a policeman,” said Rachael. In addition to the added risks his job posed, as young parents they wanted to make sure their son was taken care should anything happen to the both of them. They worked on their wills, and began to look into purchasing life insurance. “Eddie wanted to make sure I was taken care of in every way possible, and as parents we needed to take care of things for our son as well.” (See Rachael’s story here)

Eddie worked with an experienced life insurance agent who got to know their specific needs, and helped them find cost-effective coverage.

“We were lucky to get the policy in when we did, because a month later Eddie was gone.” Rachael continued, “Shortly after our second anniversary, Eddie had a massive heart attack. I honestly don’t know how we would have survived without life insurance.” As a stay-at-home mom, the importance of the life insurance Eddie purchased was magnified: “I wasn’t working — he was our sole provider.”

Life insurance can benefit people of all ages. Don’t wait to see how it can benefit you.

Whether you and your spouse continue to work, or one decides to stay at home, both of you are providing for the family. If something should happen to you, could your spouse and children get by? Whatever your income situation, should something happen to you your spouse will have to make it on reduced earnings and will likely have to pay for child care.

Don’t let your age prevent you from considering new opportunities to save and address your coverage needs. An added bonus of purchasing life insurance when you’re young is that you generally get a better rate than you would if you wait until you’re older.

“Being 26, you don’t necessarily think about death. I can’t stress enough the importance of having something like this in place,” Rachael said.

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