A Complete Guide To Surviving A Financial Apocalypse

We’re in a giant car heading towards a brick wall and everyone’s arguing over where they’re going to sit

Mr Cab Driver
Mar 19 · 11 min read

Are we heading for an economic meltdown?

The world has become a global village and economic events anywhere on the planet can impact the world economy.

In the recent past, we’ve witnessed a series of events leading to economic recession in the US and its impact was felt across the world, bringing down other nations like the UK, Japan, France, and Greece to their knees.

Major economies of the world are facing increasing fiscal deficits, high rates of unemployment, rising inflation, the collapse of banking systems, demand and supply anomalies, political uncertainty and more.

Look at what recent statistics revealed:

  • Current home prices in the US are at the same level they were at in 2002, which is 35% devaluation from the peak days.
  • Compared to 1950, when 80% of all US men were employed, today there are a mere 65%.
  • First Quarter 2012 data revealed that US public debt had risen to $359.1 billion while GDP rose by only $142.4 billion during the same financial period.
  • Of all the jobs, manufacturing jobs constituted about 28% in 2007, but were only 9% in 2011.
  • 5 years ago, the number of “long term unemployed’’ workers in the US was 2.6 million while the current level is 5.6 million.

Unfortunately, signs like these show a downward spiral in our economy that will continue to get worse

as debt grows, inflation rises, and more people leave the work force. Even if you have a job now, this won’t protect you in the event of an economic meltdown.

For example, if there is a disruption in our transportation system, it would only take a few days for the grocery stores to run out of food. What will you do to feed your family? If your electricity supply is disrupted, can you live without it? What about water?

Are you prepared for the ensuing chaos?

“The whole system is going down. Pull your money out your Fidelity account, your Scwhab accout, and your ETFs.” — Gerald Celente, founder of The Trends Research Institute


When Will This Economic Collapse Occur?

the experts say such an economic calamity is likely coming sooner “than you may imagine.”

Many economists and financial experts believe that signs of the collapse are quite visible right now, both in our economy, as well as the changing face of the world economy.

It may just take another natural disaster like Katrina or Sandy or a man-made one to push us off the brink. A major Middle East war could triple gas prices, triggering economic catastrophe.

“But it couldn’t happen to us!” If this is what you feel, think again.

As experts say, a steep rise in inflation and riots for basic necessities may be a reality too soon, and this will not be the first time in the West.

Not too long ago, Argentina, one of the largest exporters of agricultural produce, was almost finished as their country plunged into clashes, riots and a steep rise in the crime rate. Just about a decade back, the country’s middle class was more affluent than that of the US. So what happened to cause such a disaster?

Political unrest, ineffective economic strategies, and excessive debts led to an almost overnight devaluation of their currency from at par with the US dollar to almost 1/3 its value. This situation doesn’t seem very different from what we’re going through now, does it?

As scary as these doom and gloom predictions sound, however, as a visionary, you can devise plans to counter the situation and still come out financially intact.

“There is definitely going to be another financial crisis around the corner.” — Mark Mobius, the head of the emerging markets desk at Templeton Asset Management


Start Getting Ready Now

It would be wise to start your preparations right now by adopting these measures:

Reduce your dependency on the job.

Take steps to clear your debt.

Look for ways to reduce your expenses.

Learn useful tasks.

Start regular exercises to keep fit.

“It’s better to look ahead and prepare than to look back and regret.” — Jackie Joyner Kersee

Invest In Necessities

The most important items that you’ll need are hard goods, as paper money or stocks can turn useless once an apocalypse hits.

Keeping yourself prepared with necessary and helpful items will largely ensure that you and your family are protected during any crisis.

Investing in these items now will help you be prepared:

Food supply.

Plan to produce your own food.

The best way to ensure that you have an adequate supply of food to keep you and your family alive is to become self-dependent for your own food.

Get a hunting gear kit ready with a bow and arrows, fishing pole and other hunting equipment. Create a kitchen garden for fresh fruits and vegetables.

Other essentials — two important items other than vegetables and meat that will be crucial to your survival are salt and water. Extra can make you really affluent.

Gold and silver coins.

Important tools.


A debt-free property, especially farmland, will help to provide food and shelter.


The best insurance will be having high value items like gold and silver, becoming self dependent for food, and being prepared mentally and physically. Keep some supplies in the car too, in case you’re stranded due to riots, unrest or lack of gasoline.

“Forewarned, forearmed; to be prepared is half the victory.” — Miguel de Cervantes

Ways To Make Money During An Apocalypse

your ability to earn during an apocalypse will be determined by how you prepare now.

With the value of currency depreciating massively, the only way to keep your income protected during an economic meltdown is to do some smart planning and execution.

Acquire marketable skills.

Store a good stock of non-perishable items.

Buy farmland.

Get livestock.

Collect extra tools and equipment.

Make friends.

Sharing supplies like this will give you access to more than what you can save up yourself and help both of you to prosper.

Explore alternate sources of energy.

Learn natural remedies.

“It is not the strongest or the most intelligent who will survive but those who can best manage change.” ― Charles Darwin

Mistakes To Avoid

and it can happen to you!

History shows that varying degrees of economic disaster have occurred all over the world many times. Just look at the Great Depression. Our recent recession was only a taste of what may be coming.

Taking steps to be even marginally prepared will help you in the event of a disaster.

Preparing yourself doesn’t mean that you have to go out and start building a bunker. Taking stock of what you have and what you can do to better prepare, like keeping some extra food and water around the house, will help you even in temporary calamities like a big storm or a truckers’ strike that delays food and supplies to your grocery store.

However, the more prepared you are, the better you’ll fare.

It’s smart to plan for the worst but hope for the best.

In your preparations, you’ll want to avoid these common mistakes:

Ignoring your debt.

Take small steps. Around 8 million Americans have recently stopped using their credit cards. Why not join them? Such small actions will lead you towards a financial stability that can carry you through a crisis.

Waiting too long to start.

There are some things you can do today to get started.

This week, when you go to the grocery store, buy enough extra water and non-perishable food to last your family one day. Next week, buy enough extra for another day. Continue this strategy until you have at least a 3–4 week supply of food and water put away.

Even non-perishables have an expiration date. Rotate your stored food and water with your normal groceries to avoid waste and keep a fresh supply in your storage.

Go through your house and gather together an emergency kit. Put in some extra food, water, clothes, blankets, first aid supplies, a flashlight with extra batteries, matches, and more. Keep your kit readily accessible. The last thing you want is to be trying to shop for emergency supplies after a disaster has already started.

Stash some cash. Put away some emergency money and add a little each week. Begin buying some gold or silver coins a few at a time. If you can’t afford pure gold or silver, many older US coins are 90% silver and much more affordable.

They’re often called “junk silver.” Some examples of these 90% silver coins include:

  • Mercury Dimes produced between 1916–1945;
  • Roosevelt Dimes minted between 1946–1964;
  • The 1964 Kennedy Half Dollar;
  • Ben Franklin Half Dollars issued between 1948–1963; and
  • Washington Quarters dated 1962–1964.

Not having a plan.

Make a written plan of what you want to accomplish, including completion dates.

Create a detailed list of items to acquire and then check off each item as you obtain it.

Keep your disaster items organized so that you can easily get to them when you need to.

“You just come out the other side. Or you don’t.” — Stephen King, The Stand

What Will Happen After The Apocalypse?

However, with every crisis comes the wisdom to deal with it.

After the collapse, we can expect changes like these:

  • More stringent laws and regulation of banks and creditors.
  • No easy money in the market. Lending norms will be tightened.
  • We’ll learn to live within our means.
  • We’ll become more self-sufficient.

Just as we emerged from the Great Depression, we will determine a way to get past an economic meltdown. Gradually, the situation will improve as we restore supply routes and find our economic footing again.

“Man’s mind is his basic tool of survival.” — Ayn Rand


Closing Thoughts

Surely, you can’t keep sitting and expect the government to handle the situation.

It’s important for you to take responsibility for your future.

Your survival — financially and otherwise — depends on it.

Make a foolproof, clear plan of action to take care of your family during an apocalypse.

Be able to release your dependence on the current system, at least for a few weeks.

Form a close bond with your neighbors. A closely knit community can fulfill each other’s needs through barter, without much dependency on the government.

This is how the smarter groups will stay afloat,

even in times of a great economic collapse.

Reading about the Great Depression and taking a few lessons from it can also go a long way in protecting you, your family, and your community.

Learn from the past to help in your future.

Implement the strategies in this post and you’ll rest easier, knowing that you’re prepared for any economic crisis and confident that you can weather any storm.


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Mr Cab Driver

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Passionate about learning and sharing | Whenever I have a problem, I just sing, then I realize my voice is worse than my problem | Lenny Kravitz fan

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