The Startup
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The Startup

How I Paid Off Over $12k of Credit Card Debt In Under a Year

The complete step-by-step guide to how I paid off my debt and how you can too.

Photo by Erik Brolin on Unsplash

Step 1: Figure Out Your Why

Step 2: Look at the Big Picture

Step 3: Stop Using Your Credit Cards

Step 4: How Much Can You Pay

Step 6: Make A Plan


What did I do?

Step 6: Consider a Balance Transfer or Personal Loan Consolidation

Balance Transfers

Personal Loan Consolidation

Step 7: Put Your Savings to Better Use

Step 8: Use Your Tax Refund

Step 9: Put it on Autopay



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Kate LaChapelle

Copywriter & Content Strategist for Coaches and Course Creators | Find me at