One Trick to Personal Finance Magic

Wait, finance can’t be magic! Photo by Aron Visuals on Unsplash

Haven’t I said (over and over again, sorry) that there is no magic to personal finances? The non-magical secret is to spend less than you earn, save and invest the difference.

But when you truly understand the compounding, it may seem … magical.

As with any kind of magic, it can be used for or against you.

“The time to save for the future…