The Lazy Way to Reach Financial Freedom: 9 Things You Probably Haven’t Thought Of

Money sets you free from doing things you don’t want to do.

Tim Denning
The Startup
Published in
5 min readJan 27, 2022


Financial freedom is measured on calendars not calculators — Jack Butcher

That’s what we’re talking about in this article. Not getting F.U. money to buy Lambos and sip mojitos in Las Vegas.

These are the things that will help you reach financial freedom.

A freezing cold dip in the ocean

That’s what it feels like when you try to get your head around financial freedom. So many versions of it are total nonsense.

Before you go anywhere you need to know why you want it. Let me give you the piss-easy answer:

Money sets you free from doing things you don’t want to do. (The more times you ask why, the better.)


Because when you’re free from doing things you hate, then you can choose to do the things you love. It’s that simple.

As Tony Robbins says, “Complexity is the enemy of execution.”

For me, sitting in my home office cubicle on back-to-back Zoom calls is a prison with a slightly nicer toilet. No thanks.

Financial freedom allows you to get away from this nightmare if it’s something you hate. Or maybe what you hate is different.

Pinch the strategy I used to reach financial freedom

My approach was simple. I don’t see too many people do it.

Step 1: Use your 9-5 job to pay the bills. Keep your expenses relatively low.

Step 2: Start a side hustle. Do it for free.

Step 3: Get good enough with your side hustle that it can help you make money online.

Step 4: Take the money from your side hustle and channel every dollar into financial assets. Let your job keep paying your bills in the meantime.

Step 5: Repeat the process for long enough that your investments and side hustle can replace the salary from your job.



Tim Denning
The Startup

Aussie Blogger with 500M+ views — Writer for CNBC & Business Insider. Inspiring the world through Personal Development and Entrepreneurship —