Banking

A thematic-driven analysis of real-time payments and the potential impact on the digital payments ecosystem. — Society has become more impatient than ever due to enhancements in technology. If Amazon can ship and deliver goods on the same day, but processing a credit card bill electronically takes 1–3 business days, how much riper for innovation does the digital payment space need to be before we see…

What the latest banking collapse means for bitcoin and your savings — Over the past month, the world was shocked by news that a major bank collapsed in the span of just 48 hours. But in the aftermath of this collapse, it seemed almost inevitable that the US government would step in and play clean up yet again. This relationship between financial…

Mehmet Uluğ - PhD in Economics, University of Siena We are witnessing a Global Banking Crisis. In the past two weeks, three banks — Silvergate Bank, Silicon Valley Bank, and Signature bank — have failed. It’s also astonishing to see that Credit Suisse was taken over by rival UBS. While…

Macro US stock markets closed in green (SPX +0.56% / NDX +0.42% WoW) as sentiment recovers from the worst banking distress in the last decade. Fixed income is still rattled in the aftershock of extreme market volatility over the last two weeks. While MOVE came off the crisis highs of…

A Comprehensive Comparison of Ethereum and Bitcoin’s Public Distributed Ledger Technology vs. Banks’ Centralized Ledger Systems — Introduction The financial industry has been subject to numerous changes over the years, one of the most significant being the advent of blockchain technology. Blockchain, the backbone of cryptocurrencies such as Bitcoin and Ethereum, uses a public distributed ledger system that revolutionizes how we approach financial transactions. …

As you begin your trading day, let’s recap the key events and trends shaping the financial landscape. Market Overview: Yesterday, the market experienced mixed movements, with the Dow Jones Industrial Average and S&P 500 posting modest gains, while the tech-heavy NASDAQ Composite slipped into negative territory. …

French authorities conducted searches in the offices of five banks in Paris on Tuesday, including Societe Generale, BNP Paribas, and HSBC, as part of an investigation into suspected fiscal fraud. The investigation is related to a broader European investigation into the illegal practice of “cum-ex” dividend stripping. This fraudulent scheme…

What if we could have a Financial expert with us all the time to help us be better with our money? I am always in the quest to be better with money. In recent years, the financial industry has undergone a significant transformation with the introduction of conversational AI powered…