Commercial Lending

Published on May 23, 2022 by Rajarshi Maulik There are c.344 banks in the UK; they include international and private banks, and 52 building societies, with the Financial Conduct Authority the regulatory body. These are slowing moving away from the brick-and-mortar form of banking, leading to steady growth in online…

Published on May 11, 2022 by Isuru Wijayasuriya and Sithijani Liyanage Introduction Emerging technologies are paving the way to exponential growth in a number of industries, including the airline industry. The pandemic has prompted industry participants to opt for efficient solutions and focus on digital transformation initiatives to enhance the…

Published on April 5, 2022 by Swetha Suresh The UK’s commercial real estate (CRE) sector is the second largest in Europe, following Germany’s, and was valued at over USD1.5tn in 2020 (USD1.7tn in 2019). Investments in CRE have been decreasing, after reaching a peak in 2015, mainly due to lengthy…

Published on March 11, 2022 by Naveen Patel Introduction: Investing in commercial land may be a good way to make money. Making mistakes is understandable when trying something new, but we see common and expensive mistakes being made even by seasoned CRE owners only too often. These mistakes often result…

Published on February 10, 2022 by Mamatha Subbaiah and Venkatesh Krishnamurthy Extremely-low-income renters in the US face a prolonged scarcity of homes available for rent, according to data from the American Community Survey (ACS). No state has an adequate supply of affordable housing for rent for those with the lowest…

Published on February 22, 2022 by Hitesh Acharya The pandemic has accelerated changes in the retail banking industry, reshaping the competitive landscape, disrupting traditional banking areas such as branch banking and speeding up digitalisation. …

Published on February 15, 2022 by Mohak Mantri and Arvind Mahto In the early 2000s, it was predicted that automation technologies could have a financial impact of c.USD6tn by 2027. This captured the imagination of many organisations, setting off the race to be at the forefront of the transformation landscape…

Published on February 17, 2022 by Vipul Gupta The COVID-19 pandemic is the most serious challenge facing financial institutions in nearly a century. As the economic fallout spread, retail lending was also impacted and banks found themselves juggling with big priorities such as keeping their distribution channels open amid social-distancing…

Published on February 4, 2022 by Meha Thakur The impact of the pandemic and how people responded to it have differed greatly throughout the world. Countries that instituted strict lockdowns, tested and maintained a track of their populations, and cautiously reopened their economies have rebounded faster than others, maybe unexpectedly. …