Credit Cards

Debunking the Myths and Unveiling the Benefits of Credit Card Usage for Financial Success — When it comes to personal finance, credit cards can be a tricky subject. On the one hand, they can be beneficial for building your credit score, earning rewards and gaining consumer protections. However, on the other hand, using them irresponsibly can lead to debt and financial hardship. However, if you…

Everyone’s financial journey starts at different stages in their lives, and for Michael Benjamin, it began at the age of 20 when he got his first credit card while in college. Like many young adults, Michael was unaware of the various credit strategies and tactics that could help him leverage…

This article was supposed to be about the top 5 introductory credit cards. A couple weeks ago, close friend of mine was looking to get her first credit card and build her credit score, so I decided to do some research and find the best card to help her do…

What are Payment Solutions — Payment solutions are the frameworks and tools that let people and organizations send and receive money electronically. As more and more transactions are being completed online, these solutions have grown in popularity in recent years. Why we need these solutions Processing payments is simpler than ever in the fast-paced corporate world of today. Cash and…

American Express’ best hidden travel secret is its transfer partners! With a few extra searches and my Point Guides, you can score flight deals far below Google Flights or Amex’s own travel portal. …

In my last article, I mentioned that I would talk about 3DS or 3D Secure. If you have not read that article, please read it first using the following Link. Let’s revisit that topic. In that same article, I introduced a person named Roy. Let’s continue to use his name…

Introduction Affordability is not a new concept. In fact, it has been ingrained into consumers’ minds ever since they could “spend.” Consider, for example, the purchase of a car. The first thing a consumer does is look at their financial health and determine an upper cap for the price. …