Financial Inclusion

What we’re learning from design reviews with founders building on Celo on how to make web3 better for last mile users — Web3 has had a rollercoaster of a year. After promises to rearchitect the internet, the financial system, and reality through the bull run of 2020–2021, in 2022 the movement saw dramatic falls from grace, economic crashes and questioning on utility. Speed running failures has been painful — but it’s also…

Our policy brief draws on global trends to understand how G2P programs can evolve to address India’s challenges. We look at how expanding beneficiary choice and inclusion while building resilience in social protection programs can increase the impact of G2P programs. These include potential solutions to strengthen G2P programs, including…

You might have heard of the buzzword, “fintechs”. Fintechs, or financial technologies in full, are businesses that use technology to create new financial products and services or improve existing ones. They often operate in areas such as payments, lending, wealth management, and personal finance. …

I want to share a personal journey with you, as it explains how I discovered digital assets and why I am passionate about financial innovation for financial inclusion. I was an FX and bond trader in Canada, the UK, Australia, and Singapore. I loved market volatility, but I felt the…

Most people think of Martin Luther King, Jr. as a man of peace. A bridge builder. A dreamer. A community organizer. A steady leader. A master diplomat. But let’s be clear about what it means to become those things. It means kicking ass and taking names. MLK was a radical. …

How we built a stock financing platform for Nigerian micro-merchants to manage inventory and cash flow with Topos and Boost — After our public launch in fall of 2022, IDEO Last Mile Money’s CICO Collective is proud to announce the results of our first collaborative design sprint. Together with Topos and Boost, we’ve designed a stock financing platform for Nigerian micro-merchants to manage inventory and cash flow. The platform offers stock…

In this article, we examine some reasons why minority populations maintain distrust in legacy finance systems and how the decentralized nature of cryptocurrency provides a much-needed path toward empowering financial freedom. In recent years, cryptocurrency has provided a means to close the historical race wealth gap and fix the distrust…

The Philippines has seen significant growth in its fintech industry in recent years, with the sector playing a crucial role in driving financial inclusion in the country. According to a report by the Bangko Sentral ng Pilipinas (BSP), the number of fintech companies operating in the Philippines has more than…