Interest Rates

An analysis of the main drivers of the USDT/USDC spread and how to trade it. — USDT and USDC, the two largest stablecoins by market capitalization, were at the center of attention in recent weeks following the bank run on Silicon Valley Bank (SVB) and the temporary depegging of USDC, after the stablecoin issuer (Circle) disclosed its $3.3bn exposure to the bank. USDC traded below $0.90…

A better way to control inflaction. 1. The Context: Central Banks Suffer from Myopia: Rates I’d like to mention two people with whom I completely agree: Nouriel Roubini and Bruce Richards of Marathon Asset Management. Both interviews managed to put real stress on Bloomberg’s reporters and analysts. For me, they are just stating the obvious. …

Meet Mark, a 65-year-old retiree who has discovered the secret to financial peace in his golden years. With his home paid off, no debt, and a trusty old Ford truck, Mark has been living the dream — spending his days fishing and relaxing on his patio. Thanks to the Federal…

If you’ve ever wondered how interest rates and monetary policy affect our daily lives, you’ve come to the right place. We’ll break down these complex topics and help you understand their impact on the economy, the banking industry, and your finances. Central Banking in a Nutshell The Federal Reserve, also…

In today’s unpredictable world, economic disasters can strike at any time. This could be in the form of a recession, banking crisis, asset bubble, or many others. These disasters are sometimes natural, while others are sparked by poor decisions made by those in charge. Emergency Funds Are Crucial Without the right emergency fund for…

In recent weeks the world of finance has been shaken by events on both sides of the Atlantic. First, several regional banks in the United States, including Silicon Valley Bank, faced an existential crisis. Then the Swiss heavyweight Credit Suisse abruptly ended its 166-year journey. …

Negative interest rates and quantitative easing have wrecked the economic system. Negative interest rates destroy the profitable portion of a bank’s asset base, and no amount of cost-cutting or efficiency initiatives can compensate for this loss. …

Let’s look at commercial real estate using only our eyes. RJ Talks is a new analyst on YouTube nailing recent developments in CRE financing — if you want to dive into the data. If you live in any major city, go outside, and count the new buildings going up. Do…