

I had a similar situation happen to me recently when, after a year and a half of going to the gym regularly, I suddenly didn’t feel like it anymore. Switching to a new location, and taking kickboxing classes in addition, diversified the experience enough to make me excited again. Thank you for probing further into this concept to help me better understand my thought process.
Brent, thanks for your response to our article.
To answer your first question explicitly, lenders do care about assets, but for the purpose of evaluating a borrower’s liquid reserves (i.e. financial assets available after a loan closes) not to in lieu of the monthly income necessary to meet the debt-to-income (DTI…